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Water and Smoke Damage Repair questions, answered by experts

Restoration involves assessing damage, cleaning, deodorizing, repairing structures, and replacing damaged items, following a detailed and systematic approach.

Yes, most insurance plans cover acts of nature. In policy documents, this also may be called “Acts of God” or “natural disasters.” However, not all acts of nature are covered by your policy, and the extent to which they’re covered depends on your specific contract. Check your policy documents to understand your coverage limits and exclusions.

DIY cleanup is not recommended due to hazardous soot, odors, and potential structural issues.

Yes, most homeowner’s insurance companies cover smoke damage if it stems from a covered issue, like a house fire or a wildfire. If you’re unsure, you can read through your policy or call your provider immediately after the event to see if the damage is covered. Make sure to document all of the damage, including damage to furniture and other items, when you file an insurance claim so you can be properly compensated.

Yes, many providers offer 24/7 emergency repair services to prevent inventory loss.

The Beverly, MA homeowners’ guide to water and smoke damage repairs

From average costs to expert advice, get all the answers you need to get your job done.

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