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Chimney Repair questions, answered by experts

Metal roofs have a bad reputation for being loud, even if that's not necessarily true—it's usually only thin tin or sheet metal roofs that are loud during storms. Stone coating adds a layer to the metal that severely cuts down on any noise from rain. In many ways, stone-coated steel roofs are quieter than your average, run-of-the-mill asphalt shingle roof.

The first thing to ensure is you are hiring an approved contractor to repair your roof so your insurance can cover the cost. As always, shop around until you have a handful of quotes so that you get the best quality for the price you’re paying.

When researching a roof repair contractor to repair hail damage, first ask if they’re licensed, bonded, and insured, as this protects you and your property. Always check upfront fees, availability, turnaround, and cost or discounts. Finally, I always look up their reviews to make sure other people who have done similar projects have had great results.

Yes, they are often made with recycled materials and offer energy-saving properties.

The placement of snow guards depends on the individual roof, but typically snow guards are placed between 12 and 18 inches from the eaves, though they can be placed as close as six inches and as far as 24 inches from the eaves. A roofing professional can assess the roof and potential snow loads to determine the best placement.

Homeowners insurance may cover the cost to tarp a roof if the type of damage falls within your coverage. For example, roof damage caused by a natural disaster may fall within your plan, and the cost of a temporary tarp may be incorporated. In general, however, simply tarping your roof for renovations will often not fall under insurance coverage.

The Sterlington, LA homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.