Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn’t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it’s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

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Q: How do I know if cracks are structural?

• <div><p>The best way to determine if ceiling cracks are structural is to hire a ceiling contractor to inspect the cracks and provide a professional opinion. That said, you might be able to make an educated guess based on the size and appearance of the crack. Larger cracks, cracks accompanied by sagging or discoloration, and cracks that travel from the ceiling down the walls are all signs of structural issues.</p></div>

Q: How much foundation settling is normal in a new house?

• <div><p>It&rsquo;s usually not a big deal if your foundation sinks between 2 and 3 inches into the ground after construction, provided the settlement occurs evenly. This is usually indicative of normal settlement that occurs as the soil under your home adapts to the weight of the structure. If the home sinks more into the ground or the settlement occurs unevenly, leaving portions of your home to sink further down than others, then call a foundation repair specialist to address the issue and avoid additional damage. </p></div>

Q: How can you tell if a concrete job is bad?

• <div><p>Visible cracks, scaling, flaking, and uneven surfaces indicate a bad concrete job. Additional signs vary depending on the project. You may notice poor drainage or even exposed rebar. Quality issues result from using the wrong concrete, rushing the work, or inexperienced workers completing the job.</p></div>

Q: Does insurance cover a sinking foundation?

• <div><p>Homeowners insurance doesn&rsquo;t usually cover a sinking foundation. While <a href="https://www.angi.com/articles/does-homeowners-insurance-cover-foundation-repair.htm">insurance will cover some kinds of foundation damage</a>, coverage is usually limited to damage from natural disasters, fire, or impact. Foundation sinking is rarely covered by insurance, so it&rsquo;s a good idea to make repairs early on to avoid costly problems in the future.</p></div>

Q: How much does foundation repair cost?

• <div><p><a href="https://www.angi.com/articles/how-much-does-foundation-repair-cost.htm">Foundation repairs cost</a> about $5,000, on average. Typically, prices range from $2,200 to $7,800, depending on the type and extent of repairs needed. Cost factors include foundation type, home size, soil stability, accessibility, and the ultimate cause of the problem and what methods and materials are required to fix it.</p></div>

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Verified Reviews for Foundation Repair pros in Start, LA

*The Angi rating for Foundation Repair companies in Start, LA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

*The HomeAdvisor rating for Foundation Repair companies in Start, LA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Foundation Repair needs.

Last update on January 16, 2026

Reviewed in July 2025
Pierce was provided quality service to my 10 rental properties in Monroe, La. He’s reliable and punctual when it comes to taken care of my repairs. His prices are reasonable as well. I’ll always and forever use his services.
Prolific Construction and Home Improvement LLC
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Reviewed in March 2024
Our repairs were completed without delay with professional assistance from Peak Roofing. Our repairs were to roof replacement,siding replacement,window replacement,several hundred feet of gutters and chimney cap and diffuser. Peak owner helped us with the insurance claim after completion of...
Peak Roofing & Exteriors
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Reviewed in November 2023
I paid $13,000 for foundation repairs that did not ever address the 3" of sinking floors to the middle of my floors, after getting 2 separate opinions/quotes from Groundworks and Peak Structural, Inc., owned by the same company.
Groundworks
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Reviewed in May 2018
"I highly recommend this company to anyone who needs roof repair. They informed me before making any decisions"
Roofing Solutions
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Reviewed in July 2017
Project : Raise a Concrete Foundation An exceptional company! The owner came a day early to give me an estimate. They started when they said they would and in some serious heat! Made sure the inside of the house was leveling while jacking up the house. Did twice the work for half the price...
Level Home Foundation Repair, LLC
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Reviewed in March 2017
Punctuat, knowledgeable & repair was completed in a timely manner. Very friendly & pleasurable to deal with. Very reasonable rates. A true professional. Accepted credit/debit cards and I received my receipt via email within an hour. I would highly recommend Mr. Jones without any reservations.
Raleigh Jones Repair Service
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Reviewed in October 2016
For the appliances, Bennett was pretty good once they finally showed up. They would schedule a visit, call on the day of the visit and say they needed to reschedule for another day. This happened multiple times for the appliance repair visit. For the A/C work, Bennett came out and began work wit...
Bennett Heat Air & Electric
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Reviewed in June 2014
He was good. He was no. 1 in our area. He was thorough and he came back to check or make sure that everything was done. He also went up to the attic, we have not put a light up there in case we need something to be repaired. He checked to make sure that they repaired it. He is working with...
Home Sweet Home Inspection Service
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Reviewed in April 2014
He did everything he said he was going to do. Performed the work when he said he would and called when the repairs when completed. Everything went as planned.
JAPANESE AUTOMOTIVE
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Reviewed in May 2012
I had a virus and a blue screen. I shut the computer and he was able to repair it for me. He did it quickly and for a reasonable price.
MICHAEL HOLLAND COMPUTER SVC
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