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Chimney Repair questions, answered by experts

The biggest complaint most homeowners have when it comes to metal roods is this material’s susceptibility to noise, particularly during heavy rain or hail. While some people appreciate the sound, others find it disruptive. Additionally, metal roofs can dent from impacts and may require regular inspections to ensure fasteners remain secure over time.

The actual construction time required to repair your roof may only be a few hours, but it could also be a couple of days for extensive repairs or a large roof. But you may find yourself having to wait weeks for the insurance claim to go through, including having the adjuster visit your home and make their report. After your claim has been approved, there may be a wait time for roofing materials or to find time on a contractor's schedule.

Homeowners insurance may pay for chimney repair if the damage type is covered under your policy, such as lightning strikes, heavy storm damage, fallen trees, and unexpected chimney fires. However, if a fire or other damage is caused by poor or improper maintenance, a standard homeowners insurance policy won't cover repairs.

Metal roofing gets hot when it’s exposed to direct sunlight, but aluminum is naturally reflective and can actually help keep your home cooler in hotter, sunnier climates. The solar reflectance of aluminum is significantly higher than that of asphalt shingles and clay tile, so a metal roof will reduce solar heat gain in your home.

Copper roof strips offer better coverage and more damage protection than zinc roof strips. Although both deter moss and algae growth, copper also offers UV protection. Zinc strips require more strips than copper to cover the roof’s surface area, which means more holes in your roof. Copper strips are also more flexible and last longer than zinc strips.

The Columbia, LA homeowners’ guide to chimney repairs

From average costs to expert advice, get all the answers you need to get your job done.