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The average cost to replace or install a new HVAC system is around $7,500. However, the price can range from $5,000 to $12,500, depending on factors like the size of your home, the type and brand of the unit, and your specific heating and cooling needs. If you only need to replace certain components, the cost will be lower; for example, a new AC unit can cost between $2,200 and $5,500, while a new furnace costs $3,200 to $6,000. If additional work like new ductwork is required, the total cost could be as high as $22,000. It's best to contact a local HVAC company for an accurate quote.

The best way to compare HVAC quotes is getting a few detailed quotes from local companies with good reputations. Then, go over the quotes line by line. Protect yourself by insisting on in-person estimates that include equipment manufacturer names, model numbers, SEER ratings, amounts and numbers of materials, details of warranties on equipment and labor, and other specifics. 

Knowing the exact equipment and materials is the only way that you can fairly compare quotes. Quotes that are much lower than others can be a sign that the company isn’t providing the best quality service or materials.

The cost-efficiency of baseboard heaters depends on the type and how you use them. Generally, standard electric baseboard heaters can be expensive to run because they use electric resistance heating, which is less energy-efficient than systems like forced-air or heat pumps. However, hydronic and gas versions are typically much cheaper to operate. Hydronic models are more energy-efficient because they heat a liquid that retains warmth longer, preventing the thermostat from turning on and off as often. The overall running cost is also influenced by local electricity rates, your home's insulation, and your usage habits. To increase efficiency, you can use baseboard heaters for zoning, meaning you only heat the specific rooms you are using.

You can save money on heating oil through a combination of improving home efficiency and smart purchasing strategies.

Home Efficiency and Usage:

• Improve Insulation: Ensure your home, especially the basement and attic, is well-insulated and sealed against drafts to prevent heat leakage.

• Manage Your Thermostat: Use a properly calibrated and programmable thermostat. Lower the temperature by a few degrees, particularly when you are away from home or asleep.

Purchasing Strategies:

• Buy in the Off-Season: Order heating oil during the summer months when prices are generally at their lowest. This strategy is most effective if you have a large primary tank or a separate storage tank to accommodate bulk deliveries.

• Consider a Delivery Contract: Some companies offer contracts with a set price for the term. This can lead to savings if market prices for oil increase, but you might pay more if prices drop.