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It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Yes, rats will go near a sleeping human, especially if there is food or crumbs nearby. What’s worse, they may even bite humans while they are asleep. Common places for bites are exposed fingers, toes, hands, and faces. To minimize the risk of rats approaching you and your family members while they’re asleep, do not eat or leave accessible food packages in the bedroom.

Adult fleas can live a few days to a couple of weeks on your couch if they don't have a host to feed on. However, flea eggs, larvae, and pupae can live much longer, even several months, with the right conditions. That is why it’s vital to eradicate them from your couch and other upholstered furniture.

No, mothballs do not keep bats away. Not only are mothballs completely ineffective when repelling or removing bats, but using them could be illegal, depending on where you live. Remember, bats are federally protected, and it's illegal to use chemicals during the removal process, and mothballs tend to fall into this category.