Get matched with top fire pit installation pros in Sedan, KS

Wood-burning fireplaces typically make homeowners insurance more expensive, simply because they increase the risk for a fire in your home. Gas and electric inserts are less likely to bring up your insurance rates, but you should always speak with your agent to understand how installing any type of fireplace will affect your premiums.

Start by checking the top or side edge of the door. Look for a certification label or metal tag stamped with details like the fire rating and information on the manufacturer. Even if it’s painted over, the tag should still be visible. Next, look along the edges for slim intumescent strips. They’re designed to swell up and seal gaps when exposed to heat. Finally, check if the door closes itself. Most fire doors have a self-closing mechanism, like an overhead closer or spring hinges. If none of these are obvious, contact a fire safety professional to help verify your door. 

A spark arrestor is a simple metal mesh device that prevents flammable particles from escaping from a combustion source and causing a fire. You typically find these attached to gas or diesel engines on things like cars, generators, and garden tools (lawnmowers, chainsaws, etc.). Fireplace or wood-burning stove chimneys also have spark arrestors attached to or sitting under the chimney cap to capture burning embers.

Electrical fires are unique from other fire types because they have the potential to deliver electric shocks in addition to being on fire. Avoid serious injury from possible electrical emergency situations by avoiding the use of water, foam-based fire extinguishers, wet-chemical fire extinguishers,  flour, or baking powder to put out an electrical fire.