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Tree Service questions, answered by experts

Many gardeners charge an hourly rate for their services, and your total cost will depend on the amount of services and the experience of the gardener. Gardeners with basic experience charge between $20 and $30 per hour, while a more experienced gardener can charge as much as $60 to $88 per hour.

The cost of lawn mowing is about $125, which you might need on a weekly or biweekly basis. However, the cost of soil testing averages about $1,450, which should only be done every three to five years. 

You can trim just one side of the tree, especially when that side is growing near something like a power line or a home. Pros will carefully trim the tree back until it is safe from that structure. While this is common, it also needs to be done with the utmost care, as pruning or trimming away at one side of the tree may make it structurally unsound. This instance is yet another where hiring a pro is wise, especially if power lines are involved.

The fastest ways to remove a tree stump are by grinding it or burning it.

Stump grinding is often the quickest method, with professionals able to chip away a stump and its roots within a single session. You have the option to hire a professional stump removal service or rent a stump grinder to do it yourself. However, it's important to note that these machines can be large, difficult to transport, and dangerous to operate without prior experience. For safety reasons, hiring a local arborist or landscape specialist is often recommended.

Burning is another fast option. Before you begin, check your local burn laws. The process involves drilling holes into the stump, filling them with vegetable oil, and waiting 24 to 48 hours. Afterward, you can add charcoal bricks to the surface and light the fire, which must be attended at all times.

For a more affordable but much slower alternative, you can use potassium nitrate pellets to accelerate the natural decomposition process. This method typically takes four to six months.

A dead tree should always be cut down, because it could fall and cause injuries or damage, and it can also attract insects like carpenter ants. A tree that’s diseased beyond repair should also be cut down, but it’s not always easy for a homeowner to tell. Signs of disease include dying branches, a hollow trunk, leaning, and discolored or missing leaves, but your best bet is to hire a local arborist who can evaluate the tree and tell you if it can be saved or should be cut down.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

The Oberlin, KS homeowners’ guide to tree services

From average costs to expert advice, get all the answers you need to get your job done.