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While trees can grow in the curb strip between the sidewalk and the street, this placement often poses the problem of interfering with overhead power lines. It’s best to consult your local utility provider and tree planting service before transplanting a tree that might grow into power lines. Also, you should never work within 20 feet of a live power line to avoid the risk of electric shock. Tree branches should never touch nearby power lines, so it’s essential to ensure your tree isn’t in danger of growing too close to them.

In the case that a tree is growing directly on your property line, the cost of maintaining the tree is shared and is the property of both owners in common. In this case, all decisions regarding the maintenance of the tree must be made jointly, and both parties must agree on a course of action. You will need to agree with your neighbor about the cutting of any roots before you carry it out, and your neighbor must also consult with you before doing any trimming. Coming to an agreement with your neighbor about any shared trees ahead of necessary trimming and maintenance will make this process much simpler.

Cutting down a dead tree is always strongly advisable. Aside from being an eyesore, a dead tree can be extremely hazardous, especially when it’s near people or structures. Even if the tree isn’t near your home, it can still harbor pests and diseases that can potentially spread to nearby plants and homes.

Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.