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Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

You can use a chainsaw, but it won’t remove the entire stump or root ball and is not a recommended method. It takes quite a bit of physical work to achieve and will likely dull or ruin your chainsaw. Instead, consider using salt, herbicide, light deprivation, boiling water, stump grinding, or burning to kill a tree stump. These methods allow you to kill a stump using minimal machinery and physical exertion.

It depends on the type of tree. Typically, late spring on the cusp of winter is ideal for trees about to emerge from dormancy and produce new buds. That said, late fall is ideal for certain deciduous trees prone to bleeding sap. Avoid trimming trees in early spring, when they’re prone to disease.

It is possible to cut down a tree on your property yourself, but it is generally not recommended unless specific conditions are met. You should only consider this project if the tree is small (e.g., under 4-5 inches in diameter and short enough that you don't need a ladder to reach the branches), and you are experienced in handling a chainsaw. The tree must also be located far from any power lines, fences, homes, or other structures. Even for small trees, the work can be dangerous, and it's always advisable to have a spotter to ensure the tree falls correctly and no branches fall on you.

For any tree that is large, requires a ladder to access, or is near electrical lines or structures, you should always hire a professional. Attempting to remove a large tree yourself is extremely dangerous, poses a risk of serious injury, and could result in significant damage to your property.

Before any tree removal, it's also important to check your local and state regulations to ensure the tree is not historic or otherwise protected by your city.