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Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

When properly installed and maintained, a metal roof can last 50 to 80 years. However, the fasteners used to attach the roof may have a shorter lifespan than the roof panels, so it’s a good idea to inspect your roof every few years to check for wear and replace any damaged components. Metal roofs installed over shingles don’t last as long as tear-offs since the underlying roofing components can deteriorate over time, and the added weight can stress roof supports.

Generally, magnets do stick to a metal roof, though certain metals may not be magnetic. In that case, you can use self-adhesive hooks designed for outdoor use or plastic clips that hook onto your gutter or the edge of your roof. But if your metal roof is made of steel, aluminum, or copper, you're in luck—those are all magnetic metals.

A metal roof can significantly reduce your energy bills by reflecting heat away from your home, so your cooling system doesn’t need to work as hard to keep the inside cool. After installing a metal roof, you may see up to 40% lower energy costs, depending on how energy efficient your previous roof was and your area’s average climate.