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Homeowners insurance can be voided in several scenarios. That can include making too many claims in a short period of time, leaving a home vacant for an extended period of time, renting out a home or room illegally, using a home as a business illegally, and any kind of criminal activity connected to the home.

Yes, fire extinguishers eventually expire. However, the good news is that a properly stored fire extinguisher can last a decade or longer. They don’t have an expiration date on the canister, but you can check the manufacturing date on the “UL” nameplate near the classification information. Maintenance will also give your fire extinguisher longevity. Check the gauge at the top of the extinguisher every month. You'll want to make sure the gauge needle is in the green section, and if a hose or nozzle has been used or damaged, you need to replace it.

If your hardwired smoke alarm keeps going off, it could be because the backup battery needs replacing. When replacing the battery doesn’t stop your smoke alarm from beeping, try holding the reset button for 15 to 30 seconds or removing dust from the openings in the alarm. If it continues to chirp, it could be faulty and require replacement.

In some cases, you can use a fireplace once the insert has been removed. However, before burning a fire, you must have a professional inspect it and the chimney to make sure they're functioning properly and no damage has occurred from removing the insert. That’s because using a fireplace without an insert could create fire hazards due to issues with airflow and heat dispersion, depending on the fireplace design and material. A professional can advise on whether you should make certain repairs or modifications before using your fireplace as an open hearth.