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Water Heaters questions, answered by experts
Homeowners' insurance covers water heaters under certain circumstances. If your water heater is damaged due to a covered event, like a fire or burst pipe, your policy may pay for repairs or replacement. However, insurance won’t cover wear and tear, old age, or neglect. If a malfunctioning water heater causes water damage, your policy may help with cleanup and repairs, but not fixing or replacing the heater itself unless the damage resulted from a covered event.
Every type of water heater has its advantages and disadvantages. Understanding those can help you decide the best type for your situation and budget.
Pros
Safer than gas or propane
Doesn’t require extensive venting systems
Lower upfront costs
Simpler to operate
No pilot light
Easier installation
More efficient heating than gas models
Available as point-of-use (POU) and whole-house units
Cons
Slower to heat water
Longer recovery time
Possibly higher operating costs
Doesn’t work during a power outage
Costs can increase without a 240-volt connection
Electric water heaters do not need an attached vent, but the location of the water heater should allow for roughly 12 inches of clearance around it. This allows cool air to flow around the appliance and allows repair technicians to work on its components safely. The exact amount of clearance space required depends on your local building codes.
Tankless water heaters heat water as it passes through the unit instead of storing heated water in the tank. Their ability to produce hot water on an as-needed basis makes them more efficient. However, they are generally more expensive than traditional units. Is a tankless water heater worth it? Most homeowners will save money with a tankless unit in the long run by using less energy.
Unless they are connected to the same system, boilers and water heaters will both need their own expansion tanks. The only case they wouldn’t have separate expansion tanks is if the boiler is pulling double duty and managing a heating system while also supplying hot water for a home. In which case, you may not need a hot water heater.
The Camden, IN homeowners’ guide to water heater services
From average costs to expert advice, get all the answers you need to get your job done.
Wondering how much a water heater expansion tank costs? Use this cost guide to get an accurate estimate and learn how to choose the right one for your home.
Running out of hot water too quickly or hearing strange noises when you call for hot water? Use this water heater repair cost guide to see what a fix will cost.
Testing a water heater thermostat starts with shutting off the power and using a multimeter. Follow this guide on how to test your water heater thermostat.
Who can install a water heater for you? Look to hire a water heater installation pro or a licensed plumber for this job because of the challenges involved.