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The ideal time to prune a tree depends on the type of tree. Typically, late winter or early spring is a good time to prune but isn't always the case for "towering trees." It's best to trim when trees are dormant and before blooms appear but can vary depending on the tree type. It's always best to research the type of tree or ask a professional tree trimmer to determine when is the perfect time to prune your tree.

When a palm tree no longer produces new fronds and old fronds start turning yellow-brown, that’s a sign the tree is dying. However, transplanted palm trees can show these signs for the first several months as they re-establish themselves. It’s best to keep watering and not give up on the palm tree until a couple of seasons have passed and you’re sure it’s not coming back to life.

No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

Ideally, you’ll have a good enough relationship with your neighbors that you can kindly mention this task in regular conversation. However, every neighbor (and neighborhood) is different. Your best bet will always be to ask directly and nicely, offering to contribute to the tree trimming efforts if you’d like. However, if you are bothered by the tree and your neighbor is unwilling to cut it, you can involve the help of the homeowners’ association or local authorities, if applicable.