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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Many species, especially when well-established, are not fans of transplantation. You’ll need to decide if you want to risk splashing the cash, understanding that transplantation isn’t always successful. Again, this is where hiring a pro is helpful, as they can give you all the essential info you need to ensure your tree stands a fighting chance.

There are several methods to hollow out a tree stump, and the best one depends on your tools, experience, and priorities. Common methods include using a chisel and hammer, a chainsaw, or burning.

• Chisel and Hammer: This is often considered the easiest approach for those with limited tools or experience, though it is the most time-consuming.

• Chainsaw: Using a chainsaw is the fastest method, but it comes with significant safety risks, especially for inexperienced users.

• Burning: This can be an effective method, but it is not recommended unless you can first drill holes into the stump. Without holes, the stump will be difficult to light and may not burn completely through.

A power drill with at least a ⅜-inch diameter bit can make the job quicker and easier, regardless of the primary method. While you can use a chisel or chainsaw without a drill, it will require more time and effort. Always wear protective goggles and thick gloves, as splinters are an inevitable risk.

Unless it’s dead or dangerous, think twice about cutting down a tree in your yard. They’re good for health, well-being, wildlife, and the environment. Plus, local authorities often have regulations prohibiting the removal of trees, especially protected species or individual trees with historical value.