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There are a few ways to keep pesky bugs away from your garden. One option you have is to plant flowers so beneficial insects like ladybugs can control pests for you. A similar method is companion planting, which means you’ll grow vegetables that’ll discourage pests, like garlic, onions, and basil. The best pest prevention method will depend on the bugs you have issues with and the plants in your garden. 

It’s very rare that home insurance covers an exterminator. Pest problems aren’t covered under standard home insurance. They’re typically considered ongoing events that could have been prevented, which makes them ineligible. Some insurance companies will specifically ban termite and rodent services because costs can be high. However, a sudden and unstoppable infestation, especially one that resulted because of a sudden event like storm, may be covered. Call your insurance company and ask about the details if you aren’t sure.

Skunks spray as a defense mechanism to ward off predators. The active ingredient in their sulfurous, oily musk is n-butyl mercaptan, which evaporates into a powerful and smelly gas. Once the spray hits the skunk’s target, the stench can linger for days, and water and common cleaning kits aren’t enough to wash it away.

If you happen upon a skunk in your yard, try to back away slowly to reduce the chance of them aiming at you. Encouragingly, they don’t use their weapon casually, as it can take up to 10 days for their life-saving weaponry to refill. Paw stamping, hissing, lifting their tail, and arching their back are early signs they feel trapped or under threat and that it’s time to make a careful retreat.

Experts have mixed opinions about spraying spiders. A recent study found that chestnut and peppermint oil have a repelling effect on some spider species, but were ineffective at repelling others. You should consult with an expert exterminator to find out what works best to repel the spiders living in and around your home.