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A standard homeowners insurance policy will often cover raccoon damage in an attic, on a roof, or in other areas of a home’s structure. If you have raccoons removed and discover structural damage, file a claim. However, homeowners insurance typically won’t cover the repair or replacement of personal items that you may have stored in an attic.

While they can be effective at getting rid of bed bugs, there are risks of using bed bug pesticides if they’re not applied properly. The EPA only approves products that meet safety standards, but misuse, such as applying spray to skin, using outdoor products indoors, or overusing products, can pose serious health risks. Always read and follow label instructions carefully. For the safest and most effective results, it’s best to hire a licensed pest control professional.

If the nest is on or in your home, you should have an exterminator remove it. However, if the wasp nest is in an area of your yard that you don't frequent, you can leave it alone as long as the wasps don’t bother your household members. Wasps are very active during the summer months, but they will vacate in the fall and not return until the following year. So, if it's safe to do so, you can leave it, but if it poses a threat of being stung because it's in an area that you use frequently, consider having it removed.

Yes, it’s possible to have bed bugs and not find them because they hide in small spaces outside of mattresses, including baseboards, headboards, electrical outlets, clothing, and in crevices of walls. They can squeeze into spaces as small as the width of a credit card. Bed bugs can also live up to 400 days without feeding, making them resilient and hard to eradicate.