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Because adding a deck will yield a higher property value, you may have higher insurance costs. It’s important to follow the codes and regulations set by your local and state governments, so your insurance rates can be properly calculated. You may need an insurance revaluation after your deck is completed. The best course of action is to speak with an insurance professional to understand how adding a deck will impact your home’s insurance costs before you begin.

Ideally, a gate should be able to swing both in and out. However, if it can only open in one direction, it is generally best for it to swing inward. This is often the safest option, especially for deck gates near steps, as you'll want the gate to swing away from the stairs. An inward swing also prevents the gate from opening into a public space, like a sidewalk, and can be more convenient when carrying heavy items like a wheelbarrow into a garden.

There are exceptions, however. The layout of your property may require a different approach. For example, if your property is on a slope, the gate may not be able to swing inward. You should also ensure the gate can open fully without colliding with any objects or blocking access to other areas. For a backyard garden gate where public access isn't a concern, the direction it swings is largely a matter of personal preference. Finally, always check your local building codes, as they may have specific requirements for which way a gate must swing.

Whether to paint or stain a deck depends on your personal preference for appearance and budget. Stain provides a natural look with a range of undertones, is typically less expensive, and may only require one coat, but it does not last as long as paint. Paint offers a sleeker finish with a virtually unlimited color palette. Both options will protect your deck from outdoor elements like rain, snow, and general wear and tear.

Materials for a second-story deck must be weather- and rot-resistant, though the specific choices will largely be determined by your budget and style preference. Pressure-treated wood is on the lower end of the price scale, but it can be customized and stained the way you like it. Composite, on the other hand, is pricier for installation and has fewer options for customization, but you’ll save money and time in the long run because it requires little maintenance.