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Stucco questions, answered by experts

All of the components of stucco are non-combustible, so the siding material won’t ignite or spread fire to the interior of your home. However, it also expands and contracts with changes in temperature, so it will crack from long exposure to heat. Eventually, fire will spread through those cracks. Still, stucco is one of the best siding materials for fire protection and can keep you and your family safe for an hour, on average.

Homeowners insurance generally won’t cover stucco damage unless it’s caused by a covered event like a storm or fire. You’ll need to pay out of pocket for damage caused by age, wear and tear, lack of maintenance, or faulty installation. Consult your policy for the specifics of what stucco damage is covered and what isn’t.

Yes, you can screw directly into stucco. Only do so if the item you are installing is a permanent fixture. Drill a pilot hole into the stucco using a masonry or concrete bit, then drive in the screw with a power drill or screwdriver.

Cracks in the chimney can be very serious, depending on their location and size. Even small cracks can become serious over time if left unrepaired. Cracks allow heat and moisture to deteriorate your chimney and harmful carbon monoxide gas to seep into your home. Small cracks can often be caulked, while large cracked sections may require full replacement.

One of the most significant downsides to stucco is the installation cost, which is higher than that of many other siding options because getting it to look clean and professional is a labor-intensive process. Stucco can also absorb water, making it an unsuitable option for siding in areas that see excessive rainfall. Finally, stucco can crack and chip, especially in extreme weather, and repairs are not only challenging and require help from a professional who does stucco, but can get expensive.

The Buckley, IL homeowners’ guide to stucco services

From average costs to expert advice, get all the answers you need to get your job done.