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Submersible and pedestal sump pumps are two popular types of sump pumps. Submersible models are covered by water in a sump pit, which helps keep the motor cooler and quieter. Pedestal sump pumps stick out of the sump pit, so the motor stays dry and is easier to access. Submersible sump pumps are the pricier option, but they also have longer life spans.

A sewage ejector pump is necessary if you have any plumbing fixtures, such as a bathroom, laundry room, or sink, located below the level of your home's main sewer line. Standard plumbing relies on gravity to drain wastewater and solid waste into the municipal sewer system or a septic tank. For fixtures below this level, like those in a basement, gravity cannot move the waste upward. The ejector pump provides the force needed to pump the sewage up to the main line. Without one, wastewater from below-ground fixtures would back up, potentially causing a sewage overflow and flooding. If all of your plumbing is on the main floor or higher, gravity is sufficient and an ejector pump is not needed.

A small sump pump running infrequently uses an average of 10 kilowatt-hours (kWh) of electricity per month. The average cost for electricity is $0.171 per kWh. The size and use frequency affect how much electricity it uses. Sump pumps average one-third to one horsepower (hp) motors. One hp is equal to 745.7 watts. Watts multiplied by the time your pump is running divided by 1,000 equals your average kWh. Multiply kWh by your average cost of electricity. In areas with high rain or a marsh basin, the average cost can be as high as $15-$25 a month.

A sump pump's lifespan is typically 7 to 10 years, though the general range can be anywhere from 5 to 15 years. The specific type of pump is a major factor: pedestal sump pumps last an average of 20 to 25 years, whereas submersible sump pumps last between 5 and 15 years. While pedestal pumps are less expensive to service, they are also louder and more prone to clogging.

Several other factors influence longevity, including the pump's quality, usage frequency, and maintenance schedule. A high-quality pump that is well-maintained in a dry climate may last for two decades, while a lower-quality, poorly maintained pump in an area with a high water table or frequent flooding may fail in six years or less.

Regular maintenance, including annual inspections and tuneups from a professional, can significantly extend the pump's life. It is time to consider a replacement if your sump pump runs constantly, cycles frequently, shows visible rust or corrosion, or trips a circuit breaker. As a preventative measure, many homeowners replace their pumps every eight years. It's also worth noting that a manufacturer's warranty can indicate expected lifespan, and some home insurance policies may not cover water damage from a pump that is past its recommended replacement date.