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Outdoor plumbing issues are no less serious or urgent to fix than interior plumbing problems. These problems may require excavation and lawn repair due to the plumbing often being buried underground. The most common outside plumbing problems include:

• Clogged landscape drainage: $200–$1,000

• Clogged sewer lines: $60–$250 per linear foot

• Corroded or rusted pipes: $1,500–$15,000+

• Leaking drain lines: $200–$1,000

• Leaking water mains: $300–$4,000+

• Septic system failure: $600–$3,000+

• Tree roots in pipes: $200–$1,000

• Well pump failure: $350–$1,500

Homeowners insurance usually doesn’t cover sewer backups because it’s typically an avoidable problem with proper maintenance. The only exception would be if the backup is occurring because of local flooding and only if your city uses a combined drainage system for stormwater and sewage. If that’s the case, your policy should cover any resulting damage.

Food grease, soap buildup, paper products, and tree roots often cause serious clogs.

Snakes can occasionally enter homes through shower drains, although it’s quite rare. This can happen when they follow sewer pipes or accidentally find their way into plumbing systems. To minimize the risk, consider installing drain covers or stoppers on your shower drains. Always keep drains closed when they’re not in use, especially in areas where snakes are known to be active.