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A dead tree should always be cut down, because it could fall and cause injuries or damage, and it can also attract insects like carpenter ants. A tree that’s diseased beyond repair should also be cut down, but it’s not always easy for a homeowner to tell. Signs of disease include dying branches, a hollow trunk, leaning, and discolored or missing leaves, but your best bet is to hire a local arborist who can evaluate the tree and tell you if it can be saved or should be cut down.

There are many signs that a tree is diseased or dying, and if you suspect that’s the case, you should call an arborist immediately. You might notice rot or fungus on the trunk or that the tree is beginning to lean to one side. Brittle branches or signs of root damage are other indicators that a tree is in trouble. If the tree is dying, it might be time to cut the tree down so it doesn’t fall.

Yes, stump removal is worth the investment. It costs an average of $400 to remove a stump, but you will likely avoid other more expensive issues, such as termite and carpenter ant infestations, which can cost upward of $1,500 to treat professionally. If termites or ants attack the rotting stump—and they likely will—they could move to your primary structure after the stump is consumed. So, you could incur structural damage to your home as a result, which is even more costly and potentially dangerous.

A standard tree removal doesn’t include stump grinding. If you want your contractor to remove your tree and grind the stump, you must pay an extra charge. That said, you’ll likely save on the cost of stand-alone service—especially if it’s a small tree and they can finish both jobs in a single trip.