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Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Pickets should sit at least 2 inches off the ground to encourage groundwater to flow underneath. Pickets can sit as much as 6 inches off the ground, but setting it any higher could let pets in or out of your yard unintentionally. These are not to be confused with the fence posts anchored underground with soil or concrete footing.

DIY installation is possible for small fences or sections. However, professional installation is recommended for larger projects to ensure proper alignment, stability, durability, correct post setting, and compliance with local zoning codes.

Ideally, when you replace a fence post, you should also replace the concrete footing. The concrete bonds to your new post, creating a secure base. If you install a new post into old concrete, it won’t be as sturdy.

That said, it is possible. Sometimes the post will lift right out of the concrete. If not, you can use a high-lift car jack to try and lift the pole out of the footing. Put the new post into the same hole and backfill it with fast-setting concrete. Keep in mind, this won’t work well for metal posts.