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When deciding to replace or repair your existing fence, consider the 20% rule that fence builders reference. This rule states that if more than 20% of your fence needs repair, you should skip the repair and replace it. Additionally, if your fence is nearing the end of its life, it's often best to replace it.

Repairing the fence is a good option when you have minimal damage or damage from a specific event versus wear and tear. Your fence repair professional can assess the damage and compare the repair price with the cost of a new fence.

How long a fence should last depends on the type of fence, but a common split wooden fence should last seven to 10 years. Chain link can last much longer, with wrought iron and concrete lasting decades. If you're interested in your fence lasting as long as possible—and it's made of wood—consider sealing and treating the wood so it can stand up to the environment. Wood is the only fence type that requires this, as concrete and metal are almost always waterproof.

A high-quality wrought iron fence should last you a lifetime, but it will require some TLC on your end. Wrought iron fences are incredibly strong and durable, but they can be susceptible to rust and corrosion, so you’ll need to clean and refinish your fence every two to three years. If you notice rust developing, hire a professional fence repair company to clean the rust and reseal the area of fencing to prolong its life span.

Who pays for a fence between neighbors depends on where the fence falls in regard to the property line. If the fence is completely on your property, you’ll have to pay for its installation, maintenance, and repair—even if it’s close to your neighbor’s side. If the fence falls directly on the property line, each neighbor is responsible for its costs. It’s a good idea to know your property lines before building a fence. If you want to build a fence on the property line, you must consult with your neighbor to work out a plan on who pays and how much.