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Backdraft is usually caused by a ventilation or pressure problem. To stop it, you need to replace the air your fireplace draws out through the chimney, so open a window to try and increase the airflow. Sometimes turning on a kitchen or bathroom exhaust fan can help, but they could also be the cause of the backdraft depending on the air pressure inside your home. You may need to install a makeup air system (MUAS) or chimney fan.

Homeowners insurance may cover chimney leaks, repairs, or replacement, but coverage depends on the cause of the damage. If the chimney is damaged by a sudden, covered peril like a lightning strike, storm, hail, fallen tree, or an unexpected fire, your policy is likely to cover the costs. However, insurance generally does not cover damage resulting from normal wear and tear, old age, or a lack of proper maintenance, such as failing to perform regular cleanings and inspections. If a fire or other damage is caused by a known issue you didn't address, the claim may be denied. Additionally, some policies may have specific exclusions for events like high winds or earthquakes.

Compared to certain types of firewood like pine or spruce—which burn off sticky resin contained within the wood that creates lots of smoke—elm isn’t the worst option for burning in a fireplace.

Because elm wood is dense, it burns at a moderate pace and does a pretty good job of keeping your home warm. Hardwood like maple or oak may perform slightly better, but elm isn’t a bad choice overall.

In homes that have a gas furnace, it's typically the heating system that uses the most gas. That explains why your gas bill is almost always higher in the winter and other colder months than it is in the summer. Other appliances that may use gas include your water heater, clothes dryer, and stove.