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Federal law doesn’t require homeowners to disclose the presence of asbestos in their home, but some states and local municipalities may require it. That is why it’s important to test an older home for asbestos and other health hazards before moving forward with a sale.

Homes built before the 1990s may contain asbestos, but the only way to be sure is to have your home tested. Hire an asbestos testing and removal service to determine whether you have the hazardous material in your home and the best process for removing or sealing it.

Vermiculite insulation that comes from a particular mine before 1990 is likely to contain asbestos. This is particularly true in the U.S. However, not all types of vermiculite insulation contain asbestos. Since you can't detect the presence of asbestos without special equipment, it's best to assume that the insulation contains the dangerous mineral and to either leave it alone or hire a professional to handle it.

Do not panic if you are exposed to asbestos. The illnesses associated with asbestos exposure are rare. If you are concerned about exposure, talk to your doctor, especially if you are having any respiratory symptoms, such as coughing or difficulty breathing. They may recommend imaging to get a view of the insides of your organs and determine if scarring or growths are present.