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Generally, the height of your dog fence should be 3 times the distance from the ground to your dog’s shoulder. For most small breeds, a 4-foot high fence will be more than enough to keep them from jumping out. Medium-sized breeds like Golden Retrievers, Labradors, and German Shepherds will need at least a 5-6 foot fence to stay contained. Large breeds that are also excellent jumpers, such as Greyhounds, may need a 7-foot high fence. 

Lattice should not touch the ground, as it creates a possibility for rot and a termite infestation. It’s best to leave a gap of 3 or 4 inches at the bottom for airflow and to keep the wood dry. You can add stones, bricks, or other decorative pieces to conceal the bottom of the lattice if desired.

Yes, in many cases, homeowners insurance covers the cost to repair or replace a fence. Home insurance policies typically protect your home and other structures on your property, which often includes fences. If the fence is damaged by a covered event, such as a storm, fire, or vandalism, your insurer may cover some or all of the cost. However, coverage does not extend to damage caused by natural wear and tear, owner negligence, insufficient maintenance, or improper installation.

Who pays for a new fence between neighbors depends on its location relative to the property line. If you build the fence entirely on your property, you are solely responsible for the costs of installation, maintenance, and repair. If the fence is built directly on the property line, both neighbors are typically responsible for the costs. In this case, it is essential to consult with your neighbor beforehand to agree on a plan for payment. While you should always inform your neighbor of your plans in advance, you generally cannot force them to contribute financially unless there are specific local laws, such as in California, where both parties might be responsible for costs unless a different agreement exists. It's a good idea to get a property line survey to know the exact boundaries before building.