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After a big storm, you may not be sure if a tree was struck or not. Look for the telltale long scars, like strips or gouges in the bark of the tree, running in sometimes jagged lines down the length of the trunk. These scars will often show vulnerable living wood inside the tree. It’s also common to see scorched or wilted leaves on the side or top of the tree where lightning struck.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.

When a palm tree no longer produces new fronds and old fronds start turning yellow-brown, that’s a sign the tree is dying. However, transplanted palm trees can show these signs for the first several months as they re-establish themselves. It’s best to keep watering and not give up on the palm tree until a couple of seasons have passed and you’re sure it’s not coming back to life.

Leaving a dead tree can expose your other trees to potential diseases, pests, and fungi, and it can also be a hazard. If your tree is dead, then you should hire a tree maintenance service to remove it. Cutting down trees is extremely dangerous, and a professional can ensure no one gets hurt and there is no damage to your property. Tree removal costs between $200 and $2,000 and will prevent future issues and keep you and your property safe.