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  • Average homeowner rating star icon4.2
    Average homeowner rating
  • Verified reviews icon59
    Verified home building services reviews

Find Home builders in Oldsmar

Avatar for Central West Coast Builders LLC
Central West Coast Builders LLC
5.0(
3
)
Find a Custom Home Builder

Serving Oldsmar, FL and surrounding areas

Approved

Super Service Award Winner

In business since 2004

Free estimates

Warranties offered

"It was a great experience. Very professional, paid extra attention to the details and my needs. We would highly recommend them for anyone wanting perfection. In fact we are building a lenai in the spring and they are performing the work with an outdoor kitchen."
Additional Photos
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+12

7 neighbors recently requested a quote
Recommended by100%of homeowners
CGS ENTERPRISES INC
4.3(
6
)
Find a Custom Home BuilderFind a Modular Home Builder

Serving Oldsmar, FL and surrounding areas

Approved

In business since 1973

Free estimates

Warranties offered

"This project was a complete home rebuild after our home was destroyed by Hurricaine Helene. We couldn't be happier with our experience with CGS Enterprises! From start to finish, our contractor went above and beyond in every way. He was incredibly professional, organized, honest, and always available to answer questions or keep us updated. We never had to wonder what was happening—his communication throughout the project was exceptional. He assembled an outstanding team, kept everything running smoothly, and made what could have been a stressful process feel seamless. Thanks to his dedication and attention to every detail, we now have the home of our dreams. He was worth every penny, and we would recommend him without hesitation to anyone looking for a contractor who truly cares about his clients and delivers exceptional results."
4 neighbors recently requested a quote
Avatar for Nikic Construction LLC
Nikic Construction LLC
5.0(
2
)
Find a Custom Home Builder

Serving Oldsmar, FL and surrounding areas

Approved

In business since 2002

Free estimates

Credit card accepted

"They are professional, all the expectations were met, no complains, I would recommend the company to any one. Everything has been done in a timely manner. Good quality work."
Kitchen wall
Outdoor cabana
Two kitchen islands
Open floor concept
Glass wine wall

+21

Response time11 hrs
1 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for CER Design Build
CER Design Build
4.8(
21
)
Find a Custom Home BuilderFind a Modular Home BuilderShelter or Outbuilding - Build

Serving Oldsmar, FL and surrounding areas

In business since 2000

Free estimates

Emergency services offered

"Working with Jose our project manager was really fun. They were on top of all the details and what we needed, such as the material and arrival . we had our floor replaced, and our kitchen got a new look, my kitchen looks amazing ?. Me and my partner are very happy with the final results. Thanks guys for all your hard work, time and effort."
Custom cabinets
Chefs kitchen
Master bath
Theater
Additional Photos

+22

Recommended by95%of homeowners
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Home Building questions, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

The term “cottage” is subjective, so there’s no rigid definition, but it generally refers to a small home with simple and purposeful architecture that embraces nature and focuses on charm over everything else. Cottages are typically 1 or 1 1/2-stories tall, usually with gabled roofs, and are built out of natural materials that help make the structure a part of the surrounding nature rather than something that stands out from it. A big part of what makes a cottage a cottage is the decor, which includes natural materials from the nearby area.

The most significant expense when building a barndominium is constructing the metal shell, which includes the roof, doors, and windows. Additional exterior components impacting the overall cost include metal siding and the concrete foundation.

Custom homes can take an average of 18 months to build, mainly due to the lengthy design process, and most projects take somewhere between 12 and 24 months. When you work with the right custom home builders near you, they can help you map the road ahead and understand what can speed up or delay the timeline. Choosing locally available materials, for example, can speed things up without losing that customized touch.

To get a quote from a builder or general contractor, contact them over the phone or online and explain your project. If you already have house plans drawn up, they’ll need to review them to determine the project's scope before providing you with a quote. Ask for your quote in writing and compare quotes from several pros before choosing the best one for your needs.

The Oldsmar, FL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.