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TRUSTED BY LUTZ, FL HOMEOWNERS

  • Average homeowner rating star icon4.1
    Average homeowner rating
  • Verified reviews icon48
    Verified home building services reviews

Top-Rated Home builders in Lutz - Updated Nov 2026

Avatar for David Graf Construction, Inc.
David Graf Construction, Inc.
5.0(
11
)
Find a Custom Home BuilderShelter or Outbuilding - Build

Serving Lutz, FL and surrounding areas

Approved

In business since 2000

Customers say: Quick response

"I want to share my endorsement of David Graf Construction, Inc. I just bought a house with a 600 sq/ft deck that was not structurally sound. It was the peak of Covid and I couldnâ t get a contractor to show up for scheduled appointments. While driving in the neighborhood, I found David Graf on a job and asked him to come by and review my situation. While he was busy managing several jobs and booked out more months, he took pity on me and graciously came by and assessed my situation. He immediately recognized issues could not wait. He sent me a quote that evening and had a crew on-site a day later. The scope of work included structural improvements and a staircase for the deck. He connected me with a designer & engineer and got it all permitted with the county in record time. A few weeks later the work was completed within time estimate and on budget. The crew was fantastic, respectful & polite and always left the worksite tidied and free of debris. More importantly, the quality of work was exceptional. If you have a need for a general contractor for a construction project, I highly recommend you talk to David Graf of David Graf Construction, Inc."
Recommended by100%of homeowners
Avatar for Central West Coast Builders LLC
Central West Coast Builders LLC
5.0(
3
)
Find a Custom Home Builder

Serving Lutz, FL and surrounding areas

Approved

Super Service Award Winner

In business since 2004

Free estimates

Warranties offered

"It was a great experience. Very professional, paid extra attention to the details and my needs. We would highly recommend them for anyone wanting perfection. In fact we are building a lenai in the spring and they are performing the work with an outdoor kitchen."
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+12

6 neighbors recently requested a quote
Recommended by100%of homeowners
Avatar for Construction Corps
Construction Corps
5.0(
5
)
Find a Custom Home Builder

Serving Lutz, FL and surrounding areas

Approved

In business since 2022

Free estimates

Warranties offered

Construction Done Differently.\n\nConstruction Corps is a veteran-owned design-build general contractor based in Clearwater, serving Pinellas, Hillsborough, and Pasco counties. We handle home additions, ADUs, whole-home renovations, new home builds, commercial tenant improvements, and storm, water, and mold build backs.\n\nDesign and plans come first, so each project is planned around a realistic budget before construction starts. Our W-2 field crews and vetted trade partners work under one contract, backed by in-house design, engineering, electrical, and plumbing licenses.\n\nFlorida licenses: CGC1530192, Engineering FBPE39242, Electrical EC13013956, Plumbing CFC1432954, Mold Remediation MRSR5676.\n\nSBA-certified Service-Disabled Veteran-Owned Small Business. 2026 GrowFL Florida Companies to Watch honoree.

Custom New Home
2 neighbors recently requested a quote
Avatar for Fernandez Builders, Inc.
Fernandez Builders, Inc.
4.7(
26
)
Find a Custom Home Builder

Serving Lutz, FL and surrounding areas

In business since 2007

Free estimates

Emergency services offered

"This company was awesome and very professional. Avi was helpful in helping me make important decisions. He made my whole house a beautiful luxury home. He was an answer to my prayers. My house was destroyed due to a bad water leak. As soon as I met him I knew he was the one. I would recommend him to everyone! I am so grateful I found him. I think Avi and Ben are Angel's from heaven. If there was ever a situation from a subcontractor he was Johnny on the spot. I will use him over and over again. Please give this wonderful man who has the kindest heart your your home repairs."
Nordtstrom Tampa Repairs
Finished
Shower conversion to handicap
New open layout kitchen
Remodeled kitchen

+243

Response time1 day
Recommended by95%of homeowners
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Home Building FAQs, answered by experts

Yes, you can finance new construction, though the process often requires a different type of loan than one for an existing property. There are several financing options available:

  • Construction-to-Permanent Loan: This is a common option where a single loan covers the building costs and then converts into a traditional mortgage once construction is complete and you move in.

  • Construction Loan (Stand-Alone): This type of loan provides funding only for the duration of the construction project. Once the house is built, you will need to pay the loan in full, typically by securing a separate, standard mortgage.

  • Builder Financing: Some custom homebuilders offer their own financing options, which may only require a down payment to begin the building process.

  • Bridge Loan: This can be a useful short-term loan to fund your new construction while you are in the process of selling your old home.

  • Home Equity Options: If you are building a second home, you might be able to use a home equity line of credit (HELOC) or a cash-out refinance on your current property.

It's also important to be aware that some lenders may have restrictions on financing for DIY house builds, so be sure to verify that you can secure financing before starting your project.

One starting point to find a local home builder is to collect suggestions from friends and neighbors. However, it’s still wise to do some more research before you hire a builder. Read reviews to supplement any word-of-mouth recommendations. Check sources like Angi that have standards and criteria in place to screen the pros it lists can also help you find more reputable local home builders.

Check reviews, compare quotes, and verify licensing. Ensure the builder has experience with modular construction.

Construction typically takes 3-6 months, including site preparation and assembly.

Shipping container homes last at least 25 years on average, but they can last even longer with proper maintenance. Since shipping containers are made from metal, they’re quite vulnerable to rust and corrosion. This issue is exacerbated in coastal areas or areas with a lot of precipitation. To extend the life span of your container home, install siding that protects the exterior. 

The Lutz, FL homeowners’ guide to home building services

From average costs to expert advice, get all the answers you need to get your job done.