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*The Angi rating for Home Warranty companies in Land O Lakes, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

*The HomeAdvisor rating for Home Warranty companies in Land O Lakes, FL is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Home Warranty needs.

Last update on October 08, 2025

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Home Warranties questions, answered by experts

Avoid using a home equity loan for non-essential or short-term expenses like vacations, luxury purchases, or temporary financial fixes. It’s best to reserve home equity loans for long-term investments, such as home improvements, that can add value to your property or financial position.

Many installers offer warranties for materials and workmanship. Confirm terms with your provider.

In most cases, installing solar panels will not void your roof warranty. To keep roof warranties intact, check your written warranty or call the manufacturer to ask about clauses regarding roof penetrations. You can also protect yourself by getting written approval or a modified warranty that specifically allows the solar installation type you’re planning. Then, hire a professional solar installer that follows roofing manufacturer instructions and protects the roof during installation.

It’s easy to confuse home warranties with homeowners insurance, but they aren’t the same thing. The key difference is that warranties protect your appliances and systems, but insurance guards your house against disasters like fires and storms. Keep in mind that warranties may not cover repairs if the issue was caused by a DIY job gone wrong. 

Extended warranties are available in several lengths, with most ranging from one to five years. Some insurers only offer one- to two-year warranties, which may fall in line with your manufacturer’s warranty, rendering the extended warranty useless. For most major appliances, longer warranties tend to offer the best possible return, since you’re more likely to encounter issues the longer you own an item.

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The Land O Lakes, FL homeowners’ guide to home warranties

From average costs to expert advice, get all the answers you need to get your job done.

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  • Mother cooking with her daughter
    Dan Simms
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    If you’re looking to add a level of protection to your home’s appliances and systems (like plumbing), you may be considering purchasing a home warranty. Keep reading to learn about the various pros and cons associated with common home warranty plans.