About us
Additional DBAs - HSA Home Warranty, Home Security of America Insurance Services Inc. Additional phone - (608) 231-0010.
Business highlights
Services we offer
Real estate.
Amenities
Emergency Services
Yes
Free Estimates
Yes
Warranties
Yes
Accepted Payment Methods
- American Express
- Visa
- Discover
- MasterCard
Number of Stars | Image of Distribution | Number of Ratings |
---|---|---|
33% | ||
14% | ||
10% | ||
13% | ||
30% |
Filter reviews by service
What is the point of having a home warranty, if you have to pay $1700? Major fail.
"HSA understands the customers position. The customer has a base contract which does not cover for any permits, modifications and or code upgrades to be done on a coverable repair. The contract does have a buyer option available upon the customers next renewal, called the 7 star upgrade. Even if the customer were to have this option, there is an aggregate limit amount for code upgrades of $250.00 for the 1 year term of their contract and any costs above the $250.00 would still be the customers responsibility. Thank you"
The local repair people were very very good.
You do need to be persistent, and patient.
Pros:
-If you have multiple problems in the house, that can be fixed by one tech, they won't charge you multiple times. We once had a guy come fix our refrigerator. He fixed the fridge, then he fixed the washing machine and then the drier. Just one $75 deductible.
-Friendly customer service agents
-multiple claims correctly serviced and solved over two years.
Here is the only dispute we've had that was resolved to our satisfaction:
Our air conditioner was having problems. HSA sends a tech to fix it. We pay $75. In addition to fixing it he said there was not enough freon in the system. So he added some freon. Next two months our power costs skyrocket and the air conditioner shakes the house when it shuts off. Call HSA again. They send another tech to fix it. We pay another $75. The tech says that there is too much freon and that is what is causing problems. We called HSA and tell them their first tech caused the problem remedied by the second tech and we don't think we should have to pay the second $75. They comply and refund us one of the $75. Dispute resolved amicably :)
Cons:
-My main annoyance with HSA is that their computer randomly picks the tech that will come out to your house from their list of pre-approved techs. I don't mind that they have a list of pre-approved techs. I just don't like that I can't pick the best tech out of the list. Especially if it's the same thing that's broken twice. For example, our shower on the second floor was leaking to the ceiling on the first floor. One guy came and fixed it. A year later, same thing was happening. We called again and they called in a new tech. The first guy probably didn't fix the problem completely and that's why it was leaking again. However, because it had been more than two months it was considered a new claim and so they had to call in a new guy (instead of sending the old guy or calling him and asking him why it was happening again) and we had to pay $75 again.
I'm not a young woman but I'm not a super old woman either. This was the worst customer service that I have had in my entire life. The worst. I had one person, the guy's name was James. James was fabulous. James should be promoted to president. He's the only person that gave a damn. I still have his message on my voice mail. He was sincere, he said I'm going to get to the bottom of this. This is what we have to do. I will call you back. I never heard back from him but it's because they gave it over to somebody else. So he did his job. Nobody else there did their job. I wish I would have had his direct line because I would have called him to thank him. Everybody else there, including the supervisor that I insited that I talk to, that I was on the phone for for 45 minutes, the first 25 minutes she did not give a hoot about what I was talking about. She was so cavalier, oh blah, blah, blah. Until I started raising my voice. I told her how much time I've been on the phone, how much time I've wasted, why is this happening, why are you not getting back to me, this is the shoddiest customer service I've had in my entire life and on and on and on and on. She gave me her email address. I sent information out 4 different times before I got a reply. Left voice mail messages because now I had 2 different people who still did not get back to me to tell me what was going on. Then they blindsided me by sending out a different plumbing company. I got home and had a message that said we're dispatching Carl's Plumbing please call them to make an appointment. Never told me they gave up on Express Plumbing. Never told me they were going to do this. I had to write an email saying I wasn't going to pay another $75 to have a new plumbing company to come out here. How can you have such shoddy service. You have three phone numbers for me, you have my house phone, my cell phone, and my work phone and you didn't try to reach me at anyone of my three numbers that you have. You didn't try to reach me via email, you just went ahead and did this without my approval, you just went ahead and did this. That meant making another appointment, another 2 hour appointment, taking time off of work, either my husband or I, having a new plumber come out to the house and a new plumber diagnose it, sending the claim in. The whole time was ridiculous. After 112 minutes of being on hold before even speaking to someone, I was on hold another 11 or 12 minutes before I could speak to a manager and she didn't give a damn when she got on the phone. She had an attitude. I don't know what her deal was. Every time I called I would ask why is there so much hold time. Well, this is our busy time. I spoke to so many incompetent people on the phone or that needed training. Every single time I asked they would say this is their busy time and people's air conditioning was breaking down. I had probably 6 different people that I spoke to.
You have a home warranty and you have to pay them every month. If you don't have any claims during the year it's like $500 for me so when I have claim I have to pay an additional $75 every time somebody comes out even if it is a little simple thing. I expect to at least get customer service that is calling me back, that's when you call the number it says check online when you go online there's nothing there to view. It's just so annoying.
They have kept us on hold for hours every time we have called. The most recent time I used a stopwatch and I was on hold literally for 1 hour and 36 minutes before I reached an operator. Her excuse was that they were having "high call volumes." I find it hard to believe that their call volumes are so unpredictable they cannot staff for high volume times. Really? An hour and a half?
Our furnace set off our carbon monoxide detector when it was running. I shut off the furnace and ventilated the area and when I turned the furnace back on, the alarm once again went off. My husband tried the same when he came home; same results.
You would think there would be a direct line for life-threatening emergencies, but no. Sat on hold ( in the cold) for 1 1/2 hours.
When I finally got through, of course the warranty company didn't have an "approved provider" in our area, leaving us to find our own. They approved a "diagnosis call." Fortunately for us we have lived here for over a year now, and have developed a relationship with local service people. We called our furnace guy and he came right out within the hour and diagnosed a cracked heat exchanger emitting carbon monoxide into our home.
Of course, it was the weekend, so it was not possible to get prices and such to get the approval process going until Monday. On Monday our furnace guy called HSA and SAT ON HOLD for over 20 minutes. When he got an operator he gave them the diagnosis and estimate and they argued with him about how he conducts his business (he usually hauls away the old furnace for just the cost of the scrap; they told him he can't do that and were going to deduct $100 from the estimate for disposal. They told him he couldn't connect direct to the old ductwork without charging us for sheet-metal work even though the furnaces are identical and didn't need re-work; he finally got it through to the HSA operator that the outlets were the same and there was no charge for new ductwork.) THEN they told him they would call him back "soon" with the approval or denial. He reminded them that the temperatures forecast for our area for the following several days were to be below zero. The operator snipped at him "we're in Wisconsin, we understand cold weather."
Then we all waited and waited. Finally my husband called HSA back (more hold time) and told them we needed heat to keep our pipes from freezing. A bit later they finally called our furnace guy with approval to go ahead with the work.
I am frustrated that while they will warranty older homes with aging and sometimes failing systems, they are darn near unresponsive when you actually have a claim and make it so difficult to actually file a claim I bet some people give up. Then they put your repair person through the wringer in an attempt to scalp you out of more money. This company is a racket!
Our first call to this company was to report a leaking hot water heater. They dispatched a plumber who confirmed the leak and that I needed a new hot water heater. I had an Apollo system that feeds hot water to an air handler in the attic as part of its function. Since it was an Apollo system that also attached to the HVAC system they would not cover all of the charges, they furthermore claimed that I needed hundreds of dollars in extra expenses to bring the new hot water heater "up to code." When I asked what was wrong the contractors rattled off a bunch check valves and cross couplers and a new pad - all of which added up to about $1,250 for my warrantied hot water heater replacement. You don't get to see a charge breakdown - all of that is hidden from you. The contractors and HSA come to some agreement on charges that you have no insight into. So they installed my new hot water heater, twice, since the first one they brought out was natural gas and I'm on propane. Then , months later, when the upstairs isn't heating we realized that they reversed the hot and cold side lines that the attic air handler required. So I called the contractors directly who came right out and fixed that, but when I asked these new techs about all the work to bring my hot water heater up to code they looked at me like I was crazy and said it looked like all they did was install a new pad.
Now the kicker. We came home Christmas Eve to discover we had no water. We are on well water. We called their emergency call service and they did answer on New Years Eve (once), but were completely unhelpful. The person that answered the phone had no idea what to do or advise me to do. They finally informed me that they dispatched my claim to a local plumber, and to call them to schedule an appointment if I didn't hear from them in 1 hour. Now I did not expect to have this resolved on either Christmas Eve or Christmas day - although I was willing to pay their surcharge for an emergency visit if somebody was willing to come out. But I never got the chance - there was no further communication from anyone (not HSA or their contractor) the rest of Christmas Eve, Christmas day, or afterward until I noted my displeasure days later on their social media page (their marketing person called me). I repeatedly called their emergency line only to get dumped straight to voicemail and never received a return call. I finally called a plumber myself - outside of HSA's network - and they agreed to come out the day after Christmas, for a holiday surcharge. They felt that it could be an electrical problem and that I should have an electrician check it out before they did anything. So I called HSA back and they answered, finally, the day after Christmas, and I asked them to send out an electrician. Unfortunately, they had only contracted with one electrician in the Raleigh-Durham area who could not make it out for 3 more days! I surrendered - I just gave up. I called a Well and Tank service - who were awesome and that I have reviewed separately - who came out that day and got us water back.
So my thoughts in general are that these home warranty services are a scam, and the HSA in particular colludes with their contractors to overcharge you and worse is utterly, totally, and completely unresponsive during an emergency situation. They called me recently to ask me if I wanted to renew at a discount, and after I was done choking on my drink I let them know that renewing with them would be impossible even if they covered the premium themselves. Buyer beware, this company isn't in business to help you.
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