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Yes, you can install insulation over ductwork, and doing so can save you money. Without insulation, the HVAC unit must work harder to force warm or cool air around the home, and once the air reaches the vent, it may not be the correct temperature. Insulating HVAC ducts makes your system work more efficiently, saving you money on heating and cooling bills.

Fiberglass is the best insulation for HVAC ducting because it's inexpensive, widely available, versatile, and long-lasting. Fiberglass also offers acoustic insulation in addition to thermal insulation, which can contribute to a more peaceful home environment. You can use other materials like mineral wool, but fiberglass is the industry standard.

Blown-in insulation works, but only for unfinished attics. Also, it isn’t the longest-lasting nor the most effective option. For better options, look into spray foam insulation or natural fiber batts. They typically have a longer lifespan, better heat resistance, and stronger sound-proof abilities. Spray foam insulation costs about $1.25 to $1.50 per square foot, but can go up to more than $4 per square foot. Fiber batt pricing varies depending on the material.

One of the clearest signs that your insulation isn’t working as well as it should be is a noticeable difference in temperature throughout your home. One room might feel icy while another is hot as Arizona—this indicates that some parts of your home are either retaining or losing heat more than others. Additionally, a sudden increase in your energy bills, evidence of pests or rodents, or evident water damage are other signals that warrant a thorough inspection of your insulation and potential replacement.