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Windows with muntins are slightly more expensive because you’re paying for more material, but the cost shouldn't be that much higher since most muntins are fake on modern windows. You’re looking at a cost between $25 and $100 more per window for muntins, depending on the type. The only exception is if you want custom muntins to match your home style or meet your personal preference. Most manufacturers will charge more for these as they can’t mass-produce them. Windows with true muntins are rare, and they’re much more expensive upfront and over time if you ever need individual glass replacement.

In addition to protecting your home from costly storm damage, storm windows increase your home's value if you live in an area that’s prone to severe weather. Storm windows offer about an 80% return on investment (ROI). Therefore, if you install $10,000 worth of storm windows, you can expect to get around $8,000 back if you sell your home within a few years of installation. Additionally, highly hurricane-prone areas, like the Florida coast, offer even higher returns, with ROIs on storm windows reaching up to 86%.

Bay windows are expensive mostly because their above-average size means higher material costs. Unlike bow windows, most bay windows also include casement windows on either side of a picture window, and the opening mechanisms for casement windows drive up costs. You’ll also pay higher labor costs to install a bay window, as you’ll often need multiple technicians to lift the window into place.

Before you replace your windows, check your home warranty. Many home warranties don’t cover windows at all, while some have specific clauses about what they will and will not cover and what might void the warranty. If you have any questions, reach out to your insurance specialist, and never make assumptions.