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A contractor specializes in a specific field. They often operate in teams where they have subcontractors to handle specialized problems. So if you have significant plumbing, drywall, or roofing issues, you’ll want to hire a contractor, as the job may require a team.

A handyperson is typically one person who works on whatever jobs come their way. You wouldn’t call a contractor to fix the hinges on cabinets or paint your room. Instead, a handyperson can handle all these issues, saving you from making multiple phone calls.

You can tackle hanging Christmas lights yourself with the right tools, accessories, and a trusted friend or neighbor. You’ll need to purchase a ladder ($100 to $300), clips ($10 to $20), hooks ($10 to $15), and lights ($25 to $100 per string).

Otherwise, you should hire a trusted holiday light installer near you. You’ll pay an average price of $200 to $650, but you’ll have peace of mind knowing that the job is done correctly and safely.

Reviewing your contract for termination terms is best when ending a relationship with a contractor. If there is nothing in the contract or you had a verbal agreement, communicate your decision in writing, citing specific reasons. Afterward, pay for the completed work per your original agreement. Remember you want a record of all correspondence in case you need a lawyer later to settle disputes.

Many contractors prefer checks because they’re easy to track and have no associated fees. However, many also accept credit cards (though they might add a fee to cover their processing costs).