Get matched with top fire pit installation pros in Bethany Beach, DE

Having a pellet stove can indeed raise your insurance rates since they're a relatively common cause of fires in the home. However, rate increases vary by insurance provider so you should reach out to yours to determine exactly how much your rates might increase with a new pellet stove install.

Start by checking the top or side edge of the door. Look for a certification label or metal tag stamped with details like the fire rating and information on the manufacturer. Even if it’s painted over, the tag should still be visible. Next, look along the edges for slim intumescent strips. They’re designed to swell up and seal gaps when exposed to heat. Finally, check if the door closes itself. Most fire doors have a self-closing mechanism, like an overhead closer or spring hinges. If none of these are obvious, contact a fire safety professional to help verify your door. 

Yes, a chimney damper is necessary. It controls airflow in and out of your fireplace, helping to retain heat when closed and allowing smoke to escape when open. Without a damper, your home could lose warmth during cold months, leading to higher energy bills. It also helps prevent downdrafts and keeps animals or debris from entering the chimney. In short, it’s essential for efficiency and safety.

As with any smoking appliance, a smoking oven is a concerning fire risk. It also negatively impacts your indoor air quality, which can put vulnerable people at risk of breathing problems. A dirty oven can catch fire if you don’t stay on top of regular maintenance, so remember to check your oven for signs that it’s time for a cleaning and remove buildup every three months to stay on the safe side.