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Moving insurance helps protect your belongings from damage or loss during the moving process. This policy can help reimburse you either part of or the total amount of your belongings that become damaged during the moving process. Moving insurance has three main options: full value protection, released value protection, and third-party or separate liability coverage. Speak with your moving company to determine what is covered under each policy and their cost to determine the best fit for your needs. 

Start by removing any obstacles in the moving path, such as side tables, lamps, or other furniture. If your couch has legs, unscrew them. Measure the couch and the stairway to ensure you have enough room; if it seems unlikely, examine the shape and size of the couch and decide whether it might fit better up the stairway and through doorways on its side, held diagonally, or moved in an upright position.

Consider putting the sofa on a dolly to go up the stairs. It should be able to fit upright on a standard dolly with wheels. You’ll still need to lift the dolly—with the couch on it—up the stairs, but it will reduce the physical strain. The person holding the dolly should pull the couch up, while the helper should be on the other side, keeping the couch secure and steady.

If you don’t have a dolly, the person in front should lift the couch slightly higher than the person in the back to create more stability. The person in the back should also be the stronger mover, as most of the weight will be distributed there.

For a long trip, it is less expensive to schedule a one-way rental since you're driving fewer miles. Plus, it's usually not feasible to move across the country and then drive the vehicle back to where you got it. However, a round-trip option makes more sense if you're moving in town.

When planning an out-of-state move, you should aim to save enough money to cover at least two to three months of living expenses, including rent, food, utilities, and transportation. Ideally, saving for six months or more is best, especially if you don't have a job lined up. You also need to budget for the transition costs, such as a moving vehicle rental, hiring movers, and packing materials. Cross-country moves typically cost between $2,400 and $6,860. You can calculate your estimated moving costs in advance based on factors like distance, weight, and the number of bedrooms.