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No, homeowners insurance typically does not cover the cost of removing a dead, sick, or rotting tree that is still standing. Insurance is designed to protect against sudden and unexpected accidents, whereas a tree dying or rotting over time is considered a maintenance issue. Coverage usually only applies after a tree has fallen and caused damage to your property.

A serrated knife will work for cutting off small palm tree fronds, about 1 inch in diameter. For larger fronds, you will need pruning shears. You may also use a pruning saw, and if your palm tree is especially tall, an extended pole saw can help you reach the brown fronds around the trunk.

It’s possible to transplant trees as tall as 50 feet when an experienced tree planting service uses the right equipment. However, a tree with a trunk larger than two or three inches in diameter needs to be handled by a professional in order to yield successful transplanting results. Consulting a tree planting professional is the best way to tell if your large tree can be safely transplanted.

Ideally, you’ll have a good enough relationship with your neighbors that you can kindly mention this task in regular conversation. However, every neighbor (and neighborhood) is different. Your best bet will always be to ask directly and nicely, offering to contribute to the tree trimming efforts if you’d like. However, if you are bothered by the tree and your neighbor is unwilling to cut it, you can involve the help of the homeowners’ association or local authorities, if applicable.