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If it’s your property, then you can plant a tree near power lines, but it’s not the best idea. Any vegetation that grows within 10 feet or so of power lines will fall under the responsibility of the utility company, and they may trim or remove it as necessary. If you do move forward with your plan, try to choose a smaller ornamental tree, plant it as far away from the power lines as you can, and keep it trimmed to avoid future problems.

The safest way to cut down a tree is to make sure you’re completely prepared and have done all the necessary safety checks, including double-checking your equipment is in good working order, you have plenty of clearance to fell the tree, you’re wearing all the safety gear, and you have a partner to help you (who should also be wearing safety gear). 

Generally, no, tree topping isn’t a good technique, and you should avoid using it in most cases. Tree topping may be the only good option to save a tree following severe damage after a storm, but in most other cases, it’s not the right choice. Tree topping can leave trees vulnerable to disease and further damage, and most pros will suggest against it.

A tree growing close to a house can pose several risks, but removal isn't always the only or best solution. Potential problems include roots growing into the foundation and causing structural cracks, branches damaging the roof or promoting moss growth, and debris clogging gutters, which can lead to water damage. Trees can also provide access for pests and encourage mold. However, a small, healthy tree may not be a problem, and for larger, established trees, strategic trimming can be a cheaper and more beneficial alternative to removal. It is generally recommended to take action for trees within 10 to 20 feet of your home, especially if they are unhealthy or encroaching. Your best bet is to consult a professional arborist who can assess the specific situation and provide expert advice.