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Insulating a stone house is an expensive and involved process because it requires building a double-walled house. The walls don’t need to be the same thickness, but they both need to be thick enough to handle any structural demands and meet fire and safety standards. The insulation (usually foam or fiberglass) is then installed between the two stone walls.

Yes, it is possible to have too much insulation, which can have detrimental effects. While more insulation might seem better for energy efficiency, a home needs to "breathe" or ventilate to release moisture that accumulates inside. Over-insulating can seal a house too tightly, trapping water vapor and leading to several problems, including mold, mildew, and condensation. Homes in warm, humid climates are particularly susceptible to mold, while those in colder climates can experience condensation from temperature fluctuations. Additionally, adding more insulation than the recommended amount for your climate may not provide recoverable energy savings. To avoid these issues, consult a professional insulation contractor who can determine the optimal amount of insulation for your home.

You should not put fiberglass insulation in basements, since fiberglass is known to trap mold and mold is more commonly grown and produced in basements. You should also avoid placing insulation near water heaters, oil burners, or other hot appliances. For more information about the best and worst places to install insulation, consider hiring an insulation professional.

Whether you should remove old insulation before blowing in new insulation depends on your particular situation. Fiberglass insulation attracts insects and mold over time, so if it has been decades since your last insulation upgrade, consider removing the old materials before placing the new ones. However, most types resist mold, insects, and mildew, so once you get the go-ahead from your contractor that your space is free from all three, feel free to install the new insulation directly on top of the pre-existing materials.