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Whether it's worth repairing your garbage disposal depends on its age and the specific problem. Generally, if the unit is eight years old or younger, repair is a good option. For minor issues like a bad seal or a simple jam, a repair can be inexpensive, sometimes under $10. However, if the motor is broken (a repair that can cost $150 or more) or the unit is getting old, it's often more cost-effective to replace the entire disposal.

Garbage disposals are durable appliances that usually last at least eight years as long as you clean and maintain them. It’s relatively rare for a garbage disposal to break on its own, as most malfunctions happen due to user errors, like overstuffing the grinding compartment or damaging the blades by trying to dispose of metal or bone. Eventually, cracks or leaks could develop in the unit, which requires a full replacement. 

Your garbage disposal will only affect the health of your septic tank if you’re using it too frequently, or filling it with organic waste that doesn’t fully break down. If the tank fills up with too many solids, the bacteria won’t have enough time to consume it before more is added, which can lead to an overflow in the drain field. Your tank will need to be pumped more frequently with excessive or improper garbage disposal use.

In some cases, it’s more cost-effective in the long run to replace a garbage disposal, but it depends on the specific issue you’re having and the age of your disposal. You should ask a garbage disposal repair tech for a quote to repair your appliance and then see if it would be more worthwhile to replace it. Additionally, garbage disposals last for around 15 years, so if you know your appliance is reaching that age, it’s likely better to pay for a new garbage disposal rather than sink money into repairs.