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Yes, adding a pool to your property will almost always increase your homeowners insurance premiums. This is because pools are considered hazardous, which increases your home's liability risk. The replacement cost of the pool itself is also factored into your home's rebuilding cost when determining coverage limits. The amount of the increase can vary from as little as $50 to several hundred dollars more per year, depending on your insurance company, location, current coverage, and installed safety features. It is best to contact your insurance agent before installing a pool to get an estimate, understand their specific guidelines, and factor the ongoing cost into your budget.

Yes, salt water pools are more expensive than chlorine-based pools because they require a more complex system than traditional, chlorinated pools. This added complexity means more skilled labor and a higher investment upfront. Also, if you need to repair a salt water pool, finding a contractor with the needed experience is generally more time-consuming.

You shouldn’t swim in a pool with algae. When there’s algae, there’s also bacteria that’s feeding on the algae. Also, algae-infested pool water is often chemically imbalanced, which means germs like Cryptosporidium, Giardia, and E.coli could be present. These germs can cause a range of illnesses from gastrointestinal issues, to rashes, and respiratory problems.

The best thing to do is to get rid of the algae first, test and balance the water, and then you can enjoy swimming without any worries.

Setting up a pool on unlevel ground is not recommended as it can damage the pool or yard and put the safety of those using it at risk. If a pool isn't level, the water's weight won't distribute evenly, putting excessive pressure on certain parts. This can cause the pool liner to tear or the walls to collapse, leading to water damage, expensive repairs, or potential injury to swimmers. It is more cost-effective to level the ground correctly before installation rather than waiting to address serious structural issues later.