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Yes, forestry mulching can grind stumps, but the level of effectiveness depends on the equipment used. Drum mulchers can break down smaller stumps, but larger or deep-rooted stumps may require a dedicated stump grinder for complete removal. If full stump removal is necessary for replanting or construction, additional excavation may be needed. Always check with your forestry mulching provider to confirm whether they offer stump grinding and if their equipment is suitable for your specific needs.

If you’re taking down a tree that you don’t suspect is affected by disease or pests and it’s nowhere near your home or other structures, then calling in a tree company should work fine. However, anything more involved means an arborist is a better option. These pros have years of experience with tree removal and can safely take down trees located next to structures, and they have the tools, sanitization equipment, and experience to remove sick or dying trees without infecting nearby trees. 

For safety reasons, leaning trees are best removed by a professional, as they may often tear away from the hinge, causing you to lose control over where the tree falls. If you choose to cut down a tree leaning slightly, avoid cutting off root protrusions before you start. Make your hinge a little longer than usual by cutting it deeper (up to 30% of the diameter) and applying a wedge into the felling cut on the side the tree is leaning. Stand away from the direction the tree leans while making your felling cut.

Consumers typically do not need to worry about the cost of tree insurance, as professional tree service companies pay for their own coverage. For a tree service business, an average U.S. policy covering about $1 million in general liability costs roughly $40 a month or $500 a year. More extensive policies, providing between $500,000 to $2 million in coverage, can cost between $3,000 and $6,000 annually, depending on the company's size and scope of work. Tree service professionals should speak with an insurance company to determine the right plan for their business.