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Yes, most standard policies include storm damage repairs. Your policy may cover some or all of the repairs. The first thing to do after a storm is contact your home insurance agent. If you get any work done before the adjuster arrives, such as covering holes in your roof or windows, keep those receipts for reimbursement.

The biggest complaint most homeowners have when it comes to metal roods is this material’s susceptibility to noise, particularly during heavy rain or hail. While some people appreciate the sound, others find it disruptive. Additionally, metal roofs can dent from impacts and may require regular inspections to ensure fasteners remain secure over time.

Moss grows in dark areas of roofs, including in corners and gutters. If left alone, it can grow under roofing and cause permanent damage. Here’s how to remove moss from metal roofs: 

• Soak the moss to soften it

• Scrub it away with a soft-bristled brush, or pick it off with your hands (be sure to wear gloves)

• Use a moss remover that’s compatible with metal roofing, following the manufacturer’s directions

• Remove dead moss and rinse the roof thoroughly

• Prevent future moss growth by trimming branches, cleaning gutters, and attaching zinc strips to moss-prone areas

24-gauge metal is thicker and will stand up better to impact, so it’s a better option for roofs that will see heavy snow and ice accumulation, hail storms, fallen tree debris, and blown debris. It’s a more expensive option, but it’s worth the added cost for roof longevity in extreme climates. If you live in a more moderate climate and don’t have trees overhanging your roof, 26-gauge metal is suitable and is a more affordable option.