*The Angi rating for Kitchen And Bathroom Remodel companies in Daly City, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Kitchen And Bathroom Remodel needs.
*The HomeAdvisor rating for Kitchen And Bathroom Remodel companies in Daly City, CA is a rating based on verified reviews from our community of homeowners who have used these pros to meet their Kitchen And Bathroom Remodel needs.
Last update on May 09, 2025
Welcome to Tech Line Construction, your trusted partner in enhancing your home and transforming your wishes into visual and solid realities. With over a decade of unwavering dedication and a commitment to excellence, we have proudly served our clients in delivering top-tier construction solutions. We specialize in providing top-notch services for residential and commercial projects. Our commitment to professionalism, quality, and meticulous attention to detail sets us apart from our competitors. Choose Tech Line Construction for your next construction project and experience the highest level of service and craftsmanship. Bay Area General B Contractor Jose Rodriguez ( General Building contractor ) (510)798-5869 Office@techlineconstruction.info Tech Line Construction inc TechLineconstructiondesign.com CSLB # LIC 1094361 Commercial liability &Worker comp. Insured & bonded
Welcome to Tech Line Construction, your trusted partner in enhancing your home and transforming your wishes into visual and solid realities. With over a decade of unwavering dedication and a commitment to excellence, we have proudly served our clients in delivering top-tier construction solutions. We specialize in providing top-notch services for residential and commercial projects. Our commitment to professionalism, quality, and meticulous attention to detail sets us apart from our competitors. Choose Tech Line Construction for your next construction project and experience the highest level of service and craftsmanship. Bay Area General B Contractor Jose Rodriguez ( General Building contractor ) (510)798-5869 Office@techlineconstruction.info Tech Line Construction inc TechLineconstructiondesign.com CSLB # LIC 1094361 Commercial liability &Worker comp. Insured & bonded
At Rock Bay Construction & Remodeling we transform visions into reality. Based in the heart of the Bay Area, CA, and backed by over 10 years of experience. Our family-owned company prides itself on delivering high-quality construction, remodeling, and design services tailored to meet the unique needs of each client. Whether modernizing kitchens and bathrooms, adding new rooms, or executing complete home renovations, our expert team ensures precision, reliability, and unparalleled craftsmanship. Partner with us to elevate your space with the perfect blend of functionality and style. Contact us today to get started! Licensed, bonded and insured. Lic # 119693
"It was such a smooth process. Our bathroom looks amazing. The team was very accommodating to last minute changes by us, very transparent in communicating to us on the milestones. We were also at work during the day and felt very safe with the workers around our dog. The project manager brought the right skilled plumbers, electricians and tile people to work on the project and it felt like a white glove treatment. On the cost side, very affordable for the quality of work they perform and we found the transparency in pricing very critical to us picking them."
Nilotpal P on February 2025
At Rock Bay Construction & Remodeling we transform visions into reality. Based in the heart of the Bay Area, CA, and backed by over 10 years of experience. Our family-owned company prides itself on delivering high-quality construction, remodeling, and design services tailored to meet the unique needs of each client. Whether modernizing kitchens and bathrooms, adding new rooms, or executing complete home renovations, our expert team ensures precision, reliability, and unparalleled craftsmanship. Partner with us to elevate your space with the perfect blend of functionality and style. Contact us today to get started! Licensed, bonded and insured. Lic # 119693
"It was such a smooth process. Our bathroom looks amazing. The team was very accommodating to last minute changes by us, very transparent in communicating to us on the milestones. We were also at work during the day and felt very safe with the workers around our dog. The project manager brought the right skilled plumbers, electricians and tile people to work on the project and it felt like a white glove treatment. On the cost side, very affordable for the quality of work they perform and we found the transparency in pricing very critical to us picking them."
Nilotpal P on February 2025
We Stand Behind Our Work, Quality, Brand and Commitment Located in San Jose, My Construction Group is your one source for construction needs, and quality design. Our experienced team and project managers will listen and help you focus on your goals, create an innovative design or renovate on matching your vision, and take all the worry and stress out of the process for you. Our team of professional contractors and project managers oversee and manage each project efficiently through on-site preparation, on-time scheduling, accurate budgeting and cost management. In addition, our goal is to assure quality building services while maintaining consistent client communication throughout each project. My Construction Group is a leading home remodeling company, interested in making the best and most remarkable construction in California. Please click or copy the link to see our new construction project https://youtu.be/1teqJZQhzBA
"Our experience is identical to what other reviewers shared. And yes, you should run from this company as fast as you can. Do not buy what Abraham shared that the payment must be made when the inspection is passed. Check the Business and Professions code yourself, the payment only needs to be made when the job is completed. It is very COMMON that the job is not even done or poorly performed even the inspection is passed. Here are the issues that multiple families including us run into with this company:: The project was delayed for over 9 months. No one manages the job. He often employs young men from his own Jewish community. They are enthusiastic but had no prior experience. The worse part is that they don't get paid. Two of them even set up a new construction business knowing Abraham will never pay them. Subcontractors can put your house on lien also. Many reviews you see on Yelp, Google, Angi are NOT genuine. Even the references are fake with hindsight, we were given 2 references. One reference shared the exact same accent as the PM. The other reference was initially happy with their work, but then reached out to us and shared a similar horror story with them like what we experienced. You will lose a lot of $$$ on materials as the subcontractors will somehow leave a thousand dollars worth of quartz at home. Maybe they want to compensate for the money Abraham owed them? Let me tell you, reordering materials is not fun."
Jaqueline R on May 2025
We Stand Behind Our Work, Quality, Brand and Commitment Located in San Jose, My Construction Group is your one source for construction needs, and quality design. Our experienced team and project managers will listen and help you focus on your goals, create an innovative design or renovate on matching your vision, and take all the worry and stress out of the process for you. Our team of professional contractors and project managers oversee and manage each project efficiently through on-site preparation, on-time scheduling, accurate budgeting and cost management. In addition, our goal is to assure quality building services while maintaining consistent client communication throughout each project. My Construction Group is a leading home remodeling company, interested in making the best and most remarkable construction in California. Please click or copy the link to see our new construction project https://youtu.be/1teqJZQhzBA
"Our experience is identical to what other reviewers shared. And yes, you should run from this company as fast as you can. Do not buy what Abraham shared that the payment must be made when the inspection is passed. Check the Business and Professions code yourself, the payment only needs to be made when the job is completed. It is very COMMON that the job is not even done or poorly performed even the inspection is passed. Here are the issues that multiple families including us run into with this company:: The project was delayed for over 9 months. No one manages the job. He often employs young men from his own Jewish community. They are enthusiastic but had no prior experience. The worse part is that they don't get paid. Two of them even set up a new construction business knowing Abraham will never pay them. Subcontractors can put your house on lien also. Many reviews you see on Yelp, Google, Angi are NOT genuine. Even the references are fake with hindsight, we were given 2 references. One reference shared the exact same accent as the PM. The other reference was initially happy with their work, but then reached out to us and shared a similar horror story with them like what we experienced. You will lose a lot of $$$ on materials as the subcontractors will somehow leave a thousand dollars worth of quartz at home. Maybe they want to compensate for the money Abraham owed them? Let me tell you, reordering materials is not fun."
Jaqueline R on May 2025
We are a small, local company and our main goal is to make sure our customers are happy. We cannot send a quote, but we can come out to your property for a free estimate to look at the job and what work is needed and then give you a quote based on exactly what you need and want to be done. Estimate is completely free! Price is given at the end of the estimate and we go from there. We have a huge portfolio of pictures and references and can take you to many previous jobs that have been completed. We am currently doing quite a few projects if you would like to see our process. We can take you to the job sites and show you. We also have many completed ones if you would like to see the finished product. We have architects and engineers on our team that are amazing and we take care of everything from pulling permits and anything else required by the city. Looking forward to hearing from you soon!
"job went well but behind schedule as there were unforeseen issues that had to be updated/repaired. in addition to the delays crews were not on site daily as they were also working on other jobs at the same time. staff was very pleasant and courteous yet there were a few who spoke very little English. Overall i would most likely hire them for further jobs."
Mary O on July 2024
We are a small, local company and our main goal is to make sure our customers are happy. We cannot send a quote, but we can come out to your property for a free estimate to look at the job and what work is needed and then give you a quote based on exactly what you need and want to be done. Estimate is completely free! Price is given at the end of the estimate and we go from there. We have a huge portfolio of pictures and references and can take you to many previous jobs that have been completed. We am currently doing quite a few projects if you would like to see our process. We can take you to the job sites and show you. We also have many completed ones if you would like to see the finished product. We have architects and engineers on our team that are amazing and we take care of everything from pulling permits and anything else required by the city. Looking forward to hearing from you soon!
"job went well but behind schedule as there were unforeseen issues that had to be updated/repaired. in addition to the delays crews were not on site daily as they were also working on other jobs at the same time. staff was very pleasant and courteous yet there were a few who spoke very little English. Overall i would most likely hire them for further jobs."
Mary O on July 2024
***346 PROJECTS/24 IN PROGRESS/322 COMPLETED**YOUR DREAM REMODEL AWAITS. LET'S MAKE IT HOME!** Welcome to Be Home Remodeling! We specialize in transforming homes with expert craftsmanship, innovative designs, and personalized solutions. into dream We turn houses into dream homes. With a commitment to quality craftsmanship and personalized service, we bring your vision to life, creating spaces that reflect your style and meet your needs. From kitchens to full-home remodels, we bring your vision to life, creating beautiful, functional spaces you’ll love. eHome Remodeling was founded by Benjamin, who leads our team with over 10 years of experience transforming homes across the Bay Area. We specialize in everything from detailed kitchen remodels to full-scale renovations, ensuring each space perfectly reflects your unique vision and lifestyle. At BeHome, we prioritize transparent communication, meticulous planning, and quality craftsmanship, working closely with you at every stage to create a space you’ll love coming home to. Contact us today for your FREE estimate by calling 408-616-4989 or click the request a quote link!
"Appreciate the great communication, Benjamin and his team was professional, clean after themselves and was delivering what was promised. Will definitely hire them again Thank you!"
Liran Salesman b on December 2024
***346 PROJECTS/24 IN PROGRESS/322 COMPLETED**YOUR DREAM REMODEL AWAITS. LET'S MAKE IT HOME!** Welcome to Be Home Remodeling! We specialize in transforming homes with expert craftsmanship, innovative designs, and personalized solutions. into dream We turn houses into dream homes. With a commitment to quality craftsmanship and personalized service, we bring your vision to life, creating spaces that reflect your style and meet your needs. From kitchens to full-home remodels, we bring your vision to life, creating beautiful, functional spaces you’ll love. eHome Remodeling was founded by Benjamin, who leads our team with over 10 years of experience transforming homes across the Bay Area. We specialize in everything from detailed kitchen remodels to full-scale renovations, ensuring each space perfectly reflects your unique vision and lifestyle. At BeHome, we prioritize transparent communication, meticulous planning, and quality craftsmanship, working closely with you at every stage to create a space you’ll love coming home to. Contact us today for your FREE estimate by calling 408-616-4989 or click the request a quote link!
"Appreciate the great communication, Benjamin and his team was professional, clean after themselves and was delivering what was promised. Will definitely hire them again Thank you!"
Liran Salesman b on December 2024
S&L Remodeling and Design are committed to providing honest, professional services and sincerely understanding your needs. We provide a clean and safe job site every day and make sure that the project gets done right the first time. Our team is always staying on top of the latest trends as well as training and expanding our knowledge regarding the newest construction and design solutions available, including the use of cutting-edge technology. We are ready for whatever project you throw our way.
"Did a remodeling with S&L, they've done a great job. Team is responsible and project deadline was on time. Daniel was great to work with! Highly recommended"
David D on May 2023
S&L Remodeling and Design are committed to providing honest, professional services and sincerely understanding your needs. We provide a clean and safe job site every day and make sure that the project gets done right the first time. Our team is always staying on top of the latest trends as well as training and expanding our knowledge regarding the newest construction and design solutions available, including the use of cutting-edge technology. We are ready for whatever project you throw our way.
"Did a remodeling with S&L, they've done a great job. Team is responsible and project deadline was on time. Daniel was great to work with! Highly recommended"
David D on May 2023
SAVIANO BUILDERS. (Thomas A. Saviano, Contractor), is a licensed construction company. We are both Green builders and an EPA certified contractors. We are working from San Francisco to Santa Cruz for more than 30 years. We specialize in remodeling both residential and commercial buildings. SAVIANO BUILDERS offers complete construction services including new construction, remodeling, consulting and project management. SAVIANO BUILDERS, can also provide a wide variety of repair services. We have worked with many good architects and engineers. We can provide complete plans, specifications and engineering for most any type of residential construction project. We have scores of references most with photographs as well as names and phone numbers of the clients involved. Please contact us if you would like information about our references.
"I hired Saviano Builders to tear down my old deck and build a new one. From start to finish, the company was prompt, professional and honest. The owner of the company, Tom Saviano came out himself to oversee the work to make sure the quality of the work was up to his standards. I found him to be incredibly reliable and efficient. My deck was finished in a week and a half. It looks amazing. Most importantly is safe now."
Debbie C on March 2025
SAVIANO BUILDERS. (Thomas A. Saviano, Contractor), is a licensed construction company. We are both Green builders and an EPA certified contractors. We are working from San Francisco to Santa Cruz for more than 30 years. We specialize in remodeling both residential and commercial buildings. SAVIANO BUILDERS offers complete construction services including new construction, remodeling, consulting and project management. SAVIANO BUILDERS, can also provide a wide variety of repair services. We have worked with many good architects and engineers. We can provide complete plans, specifications and engineering for most any type of residential construction project. We have scores of references most with photographs as well as names and phone numbers of the clients involved. Please contact us if you would like information about our references.
"I hired Saviano Builders to tear down my old deck and build a new one. From start to finish, the company was prompt, professional and honest. The owner of the company, Tom Saviano came out himself to oversee the work to make sure the quality of the work was up to his standards. I found him to be incredibly reliable and efficient. My deck was finished in a week and a half. It looks amazing. Most importantly is safe now."
Debbie C on March 2025
With over 20yrs of professional remodeling experience, we believe that customer satisfaction is the only way to succeed and grow in the remodeling industry! We offer a 100% satisfaction guarantee on all projects from building to designing you can always count on us. Our main focus is residential projects, major home remodeling and additions. We are here to help everyone in the bay area, complete any remodeling project needed at top quality and a satisfactory price! Please take a look at our website and contact us today for all of your remodeling needs! We look forward to serving you!
"My partner and I have had the pleasure of working with Dan, David and the hardworking crew at LB Construction & Remodeling for our what is now an extensive home restoration and renovation project. I cannot express how thrilled I am with the results thus far. From start to finish, their team demonstrated an unparalleled level of knowledge, speed, and attentiveness that truly exceeded my expectations. Truthfully, I didn’t know where to begin with my project, so I was very happy when Angi.com recommended LB. Dan responded quickly and was able to meet me at the house and walk the entire site with me. I had recently purchased my house and it needed extensive repair from years of water damage, including repair and replacement of the wood framing, installation of proper drainage, and foundation work. What truly set Dan and team at LB Construction & Remodeling apart was their willingness to help me hash out the details and various plans for our projects. Dan and David patiently worked with me to explore different options, providing valuable insights and recommendations based on their extensive experience, such as navigating permitting, advising on order of operation. This collaborative approach made me the decision-making process easier and less stressful as I had never done anything like this before. The speed at which LB Construction & Remodeling worked on my projects was truly impressive. They efficiently managed their time without compromising on the quality of their work. Every step of the way, it was evident that they were dedicated to completing the project promptly, ensuring minimal disruption to my daily life. Not to mention their attention to detail and commitment to quality craftsmanship were evident in every aspect of the projects, particularly with the reframing and painting. One of the standout qualities of LB Construction & Remodeling is their exceptional attentiveness. Dan consistently paid close attention to my needs and concerns, making me feel valued as a client. An example of this was when I communicated how I wanted the trim around the windows to look, both inside and out. I sent Dan pictures to illustrate what I was expecting, and he listened to me, verified specifics of my ideas, and walked me through how they would be able to achieve the look easily. Their work was seamless and they captured my vision perfectly. Right from the get-go we felt a sense of trust with Dan and team and that really helped make this entire process enjoyable. I wholeheartedly recommend LB Construction and Remodeling to anyone seeking a trustworthy and skilled team for their home improvement needs. I am eager to continue our other home projects with LB Construction & Remodeling in 2024."
Laura C on January 2024
With over 20yrs of professional remodeling experience, we believe that customer satisfaction is the only way to succeed and grow in the remodeling industry! We offer a 100% satisfaction guarantee on all projects from building to designing you can always count on us. Our main focus is residential projects, major home remodeling and additions. We are here to help everyone in the bay area, complete any remodeling project needed at top quality and a satisfactory price! Please take a look at our website and contact us today for all of your remodeling needs! We look forward to serving you!
"My partner and I have had the pleasure of working with Dan, David and the hardworking crew at LB Construction & Remodeling for our what is now an extensive home restoration and renovation project. I cannot express how thrilled I am with the results thus far. From start to finish, their team demonstrated an unparalleled level of knowledge, speed, and attentiveness that truly exceeded my expectations. Truthfully, I didn’t know where to begin with my project, so I was very happy when Angi.com recommended LB. Dan responded quickly and was able to meet me at the house and walk the entire site with me. I had recently purchased my house and it needed extensive repair from years of water damage, including repair and replacement of the wood framing, installation of proper drainage, and foundation work. What truly set Dan and team at LB Construction & Remodeling apart was their willingness to help me hash out the details and various plans for our projects. Dan and David patiently worked with me to explore different options, providing valuable insights and recommendations based on their extensive experience, such as navigating permitting, advising on order of operation. This collaborative approach made me the decision-making process easier and less stressful as I had never done anything like this before. The speed at which LB Construction & Remodeling worked on my projects was truly impressive. They efficiently managed their time without compromising on the quality of their work. Every step of the way, it was evident that they were dedicated to completing the project promptly, ensuring minimal disruption to my daily life. Not to mention their attention to detail and commitment to quality craftsmanship were evident in every aspect of the projects, particularly with the reframing and painting. One of the standout qualities of LB Construction & Remodeling is their exceptional attentiveness. Dan consistently paid close attention to my needs and concerns, making me feel valued as a client. An example of this was when I communicated how I wanted the trim around the windows to look, both inside and out. I sent Dan pictures to illustrate what I was expecting, and he listened to me, verified specifics of my ideas, and walked me through how they would be able to achieve the look easily. Their work was seamless and they captured my vision perfectly. Right from the get-go we felt a sense of trust with Dan and team and that really helped make this entire process enjoyable. I wholeheartedly recommend LB Construction and Remodeling to anyone seeking a trustworthy and skilled team for their home improvement needs. I am eager to continue our other home projects with LB Construction & Remodeling in 2024."
Laura C on January 2024
HI!, my name is Irving Rodriguez, and I’m a licensed contractor with over 40 years of experience. I specialize in high-quality remodeling and property services designed to enhance the beauty, functionality, and value of your home. Tailored to your vision and needs. Trust and Reliability: Decades of experience with satisfied homeowners. Quality Workmanship: We deliver durable and aesthetically pleasing results. --- Next Steps If you have a project in mind or want to explore ideas to improve your home, I’d love to discuss it with you. We can schedule a consultation to review your goals and provide a detailed estimate. Thank you for your time, and I look forward to helping you make your home even better!
"So they’ve constructed many different things in my mother’s home now. From bathrooms to and a series of home improvement projects—most notably a complete bathroom remodel, as well as various upgrades and repairs throughout the house—and the experience exceeded all expectations. From the very beginning, the professionalism and attention to detail stood out. They treated our home as if it were theirs, ensuring that every fixture, tile, and finish was executed with precision and care. The bathroom transformation was truly stunning—sleek, modern, and remarkably functional. What impressed me most was the seamless coordination of multiple trades, and how effortlessly he managed the timeline while maintaining an exceptional standard of quality. Not to mention the very affordable pricing! Beyond the bathroom, he tackled several other improvements—drywall repair, custom carpentry, tiling, and fixture installations—all done flawlessly. He brought creative solutions to the table, respected our vision, and always kept us informed throughout the process. Cleanliness, punctuality, and craftsmanship were consistently top-notch. If you’re looking for a contractor who combines integrity, skill, and artistry, look no further. I wouldn’t trust anyone else with my home. This is a rare find in today’s market, and I can’t recommend them highly enough."
brandon p on April 2025
HI!, my name is Irving Rodriguez, and I’m a licensed contractor with over 40 years of experience. I specialize in high-quality remodeling and property services designed to enhance the beauty, functionality, and value of your home. Tailored to your vision and needs. Trust and Reliability: Decades of experience with satisfied homeowners. Quality Workmanship: We deliver durable and aesthetically pleasing results. --- Next Steps If you have a project in mind or want to explore ideas to improve your home, I’d love to discuss it with you. We can schedule a consultation to review your goals and provide a detailed estimate. Thank you for your time, and I look forward to helping you make your home even better!
"So they’ve constructed many different things in my mother’s home now. From bathrooms to and a series of home improvement projects—most notably a complete bathroom remodel, as well as various upgrades and repairs throughout the house—and the experience exceeded all expectations. From the very beginning, the professionalism and attention to detail stood out. They treated our home as if it were theirs, ensuring that every fixture, tile, and finish was executed with precision and care. The bathroom transformation was truly stunning—sleek, modern, and remarkably functional. What impressed me most was the seamless coordination of multiple trades, and how effortlessly he managed the timeline while maintaining an exceptional standard of quality. Not to mention the very affordable pricing! Beyond the bathroom, he tackled several other improvements—drywall repair, custom carpentry, tiling, and fixture installations—all done flawlessly. He brought creative solutions to the table, respected our vision, and always kept us informed throughout the process. Cleanliness, punctuality, and craftsmanship were consistently top-notch. If you’re looking for a contractor who combines integrity, skill, and artistry, look no further. I wouldn’t trust anyone else with my home. This is a rare find in today’s market, and I can’t recommend them highly enough."
brandon p on April 2025
In and Out Plumbing and Construction is a family owned business and we take pride in our honesty, our integrity, and ourselves. Our Plumbers and Technicians are trained, licensed, bonded and insured professionals. We focus on residential and commercial plumbing in the Bay Area.
"Very professional team. Was easy to schedule time for a walkthrough for a quote, and the quote was provided in a timely manner as well. Work was on time and well done. Will hire them again for future projects!"
Evan W on June 2024
In and Out Plumbing and Construction is a family owned business and we take pride in our honesty, our integrity, and ourselves. Our Plumbers and Technicians are trained, licensed, bonded and insured professionals. We focus on residential and commercial plumbing in the Bay Area.
"Very professional team. Was easy to schedule time for a walkthrough for a quote, and the quote was provided in a timely manner as well. Work was on time and well done. Will hire them again for future projects!"
Evan W on June 2024
The cost of home remodeling is $50,000 for the average homeowner. However, this cost can range anywhere from $3,000 for a small project to $170,000 for a whole home remodel. Factors like project size, location, and room type all affect your overall cost. For example, bedroom remodeling costs are one of the least expensive projects, costing about $1,500 to $5,500 per bedroom. However, a kitchen remodel has a significant cost range, totaling anywhere from $14,500 to over $70,000.
Yes, most states require home remodeling contractors to be licensed, and for good reason. Hiring an unlicensed home remodeling contractor could lead to poor quality work, costly future expenses, and potential code violations.
As you browse our pro listings, take note of the “Angi Approved” badge. Angi Approved businesses meet our standards for certification which include:
The owner, principal, or relevant manager passed a criminal background check
Required to have applicable state and local licenses
Maintain an average star rating of 3.0 or better on our network, if they have at least one review
Paying to advertise their services
Meeting any other eligibility criteria required by Angi
Keep in mind licensing is different from certifications. A license is a legal requirement to operate a business, while certifications are voluntary.
The best time of year to remodel your home is late winter and early spring when fewer homeowners are thinking about projects and pros are more available. Also consider the type of remodel you want and plan ahead as much as possible. For example, the summer is a great time of year to update your fireplace, but winter is a better option for fixing foundations and building room additions.
There are a few things you can do to prepare for a home remodeling project to ensure a smooth construction process. Creating a detailed budget can help you stay on track, especially with the excitement of new construction or upgrades. It’s also beneficial to map out a remodeling timeline with your contractor to have clear expectations. In addition, you’ll want to prepare the space that will be worked on ahead of time—this could be tarping furniture or entirely removing belongings from the room.
Home renovation insurance, sometimes called “dwelling under renovation coverage” or “builder’s risk insurance,” helps financially cover any damages that occur during the home renovation process. While different from typical homeowners insurance, many homeowners insurance policies already include some sort of home renovation insurance or offer it as an additional add-on. While this insurance isn’t necessary for every home remodeling project, it’s best to contact your insurance company to verify if it’s needed and what your coverage options are.