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Yes, installing solar panels or a solar roof can increase your home's value by approximately 4% to 6%. For a home with a median value of $429,000, this could translate to an increase of around $17,000. A well-maintained solar installation appeals to environmentally-conscious buyers and those looking to lower their utility bills, often helping homes sell faster and at a premium in areas with high electricity rates. However, the exact increase in value depends on factors like the local real estate market, energy costs, and available solar incentives. It's also important that the system is correctly installed and maintained; an older or poorly maintained system may not add significant value, particularly if it's near the end of its lifespan. Other solar features, like panels on a shed, can also boost your home's value.

Although solar panels harness the sun's power, they come at an environmental cost. The manufacturing process requires large amounts of water and involves hazardous materials like cadmium, silicon, and gallium arsenide. These materials don’t pose safety hazards while the panels are in use but can pose a problem when left in landfills. Over time, hazardous materials can leach into the environment. This is why recycling solar panels whenever possible is better than taking them to landfills.

Insurance companies aren’t against solar panels, but they may have concerns about the risks and costs of insuring solar. The type of policy, where you live, and the insurance company itself matter. Extreme weather can damage solar panels, and faulty installation or electrical malfunctions pose a fire risk—this, in turn, can increase insurance company liability and payouts. However, you’re likely to keep coverage as long as you have a pro install the solar system, keep it maintained, can pass a solar panel inspection, and update your homeowners policy to include solar.

Solar panels can protect your roof from hail, as they can withstand hail up to 1 inch in diameter that falls up to 50 mph. Your solar panels may experience damage if the hailstones are bigger and travel faster. Your roof can still suffer hail damage, and it’s essential to look for signs and repair issues right away. Roof damage can lead to leaks and water damage inside your home.