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Basement Waterproofing questions, answered by experts

Standard homeowners insurance policies may cover basement water damage or flooding, but only if it is caused by a sudden and accidental event that is a covered peril, such as a burst pipe or a failing appliance. Damage caused by natural flooding from extreme weather, groundwater seepage, or heavy rain is typically excluded and requires a separate flood insurance policy. Some insurers also offer an optional water backup endorsement for issues like sewer backups. Review your policy or speak with your agent to understand your specific coverage.

Interlocking garage tiles made with PVC are the most effective for garages with past issues of humidity and flooding because damp concrete is not suitable for paint. Epoxy coating is also water-resistant and can prevent mold buildup. Finally, porcelain tiles are a wonderful option for wet conditions if your budget allows.

“Basement waterproofing” sometimes refers to applying a waterproof sealant to basement walls, in which case you would use a waterproof paint, often made of latex. However, there are many methods you can use to waterproof a basement, including exterior drainage systems, interior drainage systems, dehumidifiers, and more. As such, the materials you use can vary depending on the methods you use.

Proper drainage prevents water damage, mold growth, and foundation settling, protecting your home’s structural integrity.

Below-ground shelters are the best in terms of durability, but there is a risk of flooding and obstruction. Modern technology and rigorous construction requirements make above-ground shelters a better option for accessibility, safety, and, usually, your budget. They may not have the same aesthetic appeal, but many of their features make above-ground shelters a better option. 

The Thatcher, AZ homeowners’ guide to basement waterproofing services

From average costs to expert advice, get all the answers you need to get your job done.