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Homeowners insurance may cover damaged floor joists, depending on your policy. Insurance typically covers issues from storms, fires, or water damage from burst pipes. However, don't expect your insurance company to cover damage from wear and tear, poor maintenance, or termites.

Tipping contractors, builders, or general contractors is not customary or expected. Unlike many service professions where tipping is built into the payment structure, construction professionals typically charge a full rate for their services. However, you may choose to tip a worker for exceptional service, such as if they go above and beyond, stay late to meet a deadline, or work on a holiday weekend. Before offering a tip, it's a good idea to ask about the company's policy, as some prohibit their employees from accepting gratuities. If you want to show your appreciation for a job well done without giving a cash tip, consider writing a positive online review or offering to serve as a reference for potential new customers.

Wooden soffits, when properly cared for, can last between 10 and 25 years, depending on the type of wood and the climate you live in. Certain wood types will last longer than others, and you might want to consider the cost of replacing soffits when you break down the total project cost. While an initially higher-priced material might seem counterintuitive, it can make more financial sense if you don’t plan on moving. 

There are several mistakes you should avoid when using butcher block countertops. Don't place hot pots or pans directly on the surface, as this can crack the wood and cause permanent damage. Avoid leaving wet items sitting on the surface, and wipe up liquids as soon as possible to avoid stains.