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You have three options in terms of professionals who can draw up blueprints: a draftsperson, an architect, or a structural engineer. A draftsperson can sometimes draw up plans for new construction, but they more often work from approved plans for alterations or to provide 3D drawings. Architects are usually the best option for standard residential construction projects. Structural engineers might be necessary for custom home builds or for alterations that could affect your home’s structural integrity. Draftsmen cost the least of the three, followed by architects and then structural engineers.

Universal design costs can be minimal when you add them during construction; however, adding universal design principles to existing homes can sometimes increase renovation costs. For example, a mid-grade bathroom remodel is estimated to cost around $30,000, while a standard universal design remodel can cost closer to $40,000. Adding accessible design components can include widening hallways ($500 to $2,000), curbless showers ($2,000 to $8,000), and widening doors ($400 to $800). Keep in mind that these increased costs can lead to higher resale values because universal homes may appeal to a wider variety of buyers.

Yes, you can finance cottage construction through several options. Construction loans provide funds in stages as work progresses, while home equity loans or lines of credit are available if you have existing property. Some lenders offer a combined construction and permanent mortgage. Always review loan terms and payment milestones before committing.

Balancing aesthetics with functionality amidst space planning is important. To do so, you could consider consulting both an interior designer and an architect to fulfill both these needs. Or you can tackle it on your own by prioritizing personal touches amidst space planning that add to the look but don't take away from the livability of the space.