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Avatar for Hall Engineering, Ltd.
Hall Engineering, Ltd.
4.8(
162
)

Serving Greenbrier, AR and surrounding areas

In business since 1999

Credit card accepted

"The structural engineer I hired has been very quick tonrespind and provides nothing but what you'd expect from a professional. Easy to work with and knowledgeable, and very to the point. Thank you home advisor. You saved me on this one"
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Response time1 day
Response rate91%
Recommended by92%of homeowners
Structural Engineering questions, answered by experts

It depends on the bank and the extent of the issue. Some banks will lend against homes with minor foundation damage, but most won’t if the issue is structural since the home acts as collateral for the mortgage. Banks that offer renovation loans might still finance a home with structural problems. More minor issues like settling cracks and intermittent problems with humidity are unlikely to stop a bank from financing.

You should avoid drilling or cutting into load-bearing beams because removing material will weaken it and increase the risk of structural damage or even collapse. If you do need to drill into a load-bearing beam, speak with a structural engineer first to discuss where it’s safest to drill and the width and depth of the bit that’s safe to use.

A structural engineer evaluates any structural components, like floors, foundations, walls, and roofs, to ensure they can support the structure. They also consider the soil quality in your area, potentially extreme weather conditions, and proximity to bodies of water and groundwater to ensure your building can withstand any stresses placed on it by the surrounding environment. Structural engineers work on both new and existing buildings.

Yes, you can build over a stump if the roots are no longer alive. Living roots will continue to grow and may damage your new construction over time. Similarly, you should also remove rotting stumps because they may continue to attract pests and even cause new structures (especially those made from wood) to decompose as well.

Yes, walls on the top floor can be load-bearing if stacked on the floor’s foundation.

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