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Coverage varies quite a bit by policy, but most homeowners' insurance policies will cover $500 to $1,000 of the cost of removing a tree. Additionally, if your tree causes damage to your property, like your house, many policies will cover some or all of the costs to repair the damage, depending on why the tree fell.

Generally, if your neighbor’s tree hangs over your yard, you can legally trim overhanging branches. Keep in mind that you cannot cross your property line to cut the trees, and if you damage the tree by trimming it, your neighbor could sue you. Depending on the type of tree and value, this could mean dishing out two to three times the value of the tree.

It’s worth noting that the specifics of this type of tree maintenance and the guidelines around it may vary by location. Do your research and, most importantly, consult with your neighbor.

Peach trees grow to be about 25 feet, so keep this in mind for pruning as well. If you plan to DIY, you’ll need to be comfortable working on a ladder. Without pruning, peach tree branches can sprawl nearly as wide as the tree grows tall, so make sure to plan pruning sessions at least once per year in the spring for controlled growth. And if you’re working on a ladder, be sure to follow all safety precautions, especially if you’ll be dealing with falling branches.

Most trees can be successfully transplanted while they are young, but pines, walnuts, and some oak tree varieties are more difficult to move because their root systems grow deeper than most other trees. Also, trees adapted to sandy soil with wide root systems like beeches, willows, and aspens are harder to dig out because their roots spread much farther out from the trunk. In these cases, unless the trees are very young and small, it’s a good idea to consult a tree planting professional.